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Updated September 28, 2026. Quick answer: Sensible Money discloses a tiered schedule starting at 1.25% in its Form ADV Part 2A (March 27, 2026). Converted to dollars, that runs $12,500 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A (March 27, 2026): “For the Juicing® Experience, after receiving a $1,200 up front deposit, Sensible Money charges a blended asset-based fee as follows: … Sensible Money requires a minimum annual fee of $12,500 for clients engaging in The Juicing® Experience and/or ongoing investment management services.”
Note: CRD 158641 was confirmed ACTIVE and SEC registered via a live IAPD lookup performed this session. Sensible Money’s own brochure states $742,532,213 in assets under management as of December 31, 2025. The priced schedule is the firm’s blended asset-based fee for its Juicing Experience program, which combines financial planning and ongoing investment management for individual, retirement-focused clients; a $1,200 up-front planning deposit counts toward, rather than adds on top of, the firm’s overall $12,500 minimum annual fee. The five-tier rate table itself is printed as an embedded image in the brochure rather than as extractable text; it was read directly off a rendered page image at 200 dots per inch and independently re-verified a second time against that same rendered image during kit assembly (First $1,000,000: 1.25%, Next $1,000,001-$2,000,000: 1.00%, Next $2,000,001-$5,000,000: 0.75%, Next $5,000,001-$10,000,000: 0.50%, $10,000,001+: 0.25%).
- First $1,000,000: 1.25%
- Next $1,000,001-$2,000,000: 1.00%
- Next $2,000,001-$5,000,000: 0.75%
- Next $5,000,001-$10,000,000: 0.50%
- $10,000,001+: 0.25%
Minimum annual fee: $12,500.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $12,500 | 5.00% |
| $500,000 | $12,500 | 2.50% |
| $1,000,000 | $12,500 | 1.25% |
| $2,000,000 | $22,500 | 1.12% |
At $250,000 and $500,000 the computed asset-based fee falls below Sensible Money’s own $12,500 minimum annual fee, so the minimum applies at both balances. At $1,000,000 the whole balance is priced at the first tier’s 1.25% rate, which lands exactly at the $12,500 minimum. At $2,000,000 the balance crosses into the second tier, so 1.25% applies to the first $1,000,000 and 1.00% applies to the remainder, with the marginal pieces summed to reach the total shown.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Sensible Money’s own published rate runs $12,500 a year.
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- Form ADV Part 2A (March 27, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029689
- SEC Investment Adviser Public Disclosure, Sensible Money, LLC (CRD #158641): https://adviserinfo.sec.gov/firm/summary/158641
- Sensible Money, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158641/PDF/158641.pdf
Methodology. This page was built September 28, 2026, drawing on Sensible Money’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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