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Updated September 28, 2026. Quick answer: Hornor, Townsend & Kent discloses a maximum, individually negotiated rate of 1.75% in its Wrap Fee Program Brochure (Form ADV Part 2A Appendix 1) (April 24, 2026). Converted to dollars, that runs $8,750 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Wrap Fee Program Brochure (Form ADV Part 2A Appendix 1) (April 24, 2026): “The total maximum wrap fee is comprised of the program fee plus the fee negotiated between the Adviser and clients. … Adviser as PM Program Fee Minimum Investment Amount Total Maximum Wrap Fee $15,000 1.75%”
Note: CRD 4031 independently re-verified ACTIVE/isSECRegistered=Y; HTK is also FINRA-registered as a broker-dealer, but its IA registration is independently active. AUM $8,366,673,353 discretionary and $648,184,403 non-discretionary as of December 31, 2025. Fee shown is for HTK’s Adviser as Portfolio Manager wrap program, the lowest-minimum ($15,000) advisory-fee-only option among HTK’s several wrap programs (others range 1.75%-2.75% with $25,000-plus minimums).
The published maximum: 1.75% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $4,375 | 1.75% |
| $500,000 | $8,750 | 1.75% |
| $1,000,000 | $17,500 | 1.75% |
| $2,000,000 | $35,000 | 1.75% |
Figures apply the Adviser as PM Program’s 1.75% total maximum wrap-fee ceiling as a straight percentage of the account balance, since HTK states this figure already includes both the program fee and the Adviser’s negotiated fee; the disclosed $160 annual minimum fee does not bind at any of these balances.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Hornor, Townsend & Kent’s own published maximum rate runs up to $8,750 a year.
Comparing Hornor, Townsend & Kent against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Wrap Fee Program Brochure (Form ADV Part 2A Appendix 1) (April 24, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042721
- SEC Investment Adviser Public Disclosure, Hornor, Townsend & Kent, LLC (CRD #4031): https://adviserinfo.sec.gov/firm/summary/4031
- Hornor, Townsend & Kent, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/4031/PDF/4031.pdf
Methodology. This page was built September 28, 2026, drawing on Hornor, Townsend & Kent’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Thinking about leaving Hornor, Townsend & Kent instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
Weighing whether to move ahead? Read the full Hornor, Townsend & Kent review.
Is Hornor, Townsend & Kent a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See Hornor, Townsend & Kent’s minimum investment, straight from its own Form ADV Part 2A brochure.