Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Steward Partners Investment Advisory discloses a maximum, individually negotiated rate of 2.5% in its Firm Brochure Form ADV Part 2A (July 30, 2026). Converted to dollars, that runs $12,500 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Firm Brochure Form ADV Part 2A (July 30, 2026): “All services listed below charge a “Program Fee” on eligible Program assets that includes the asset based advisory fee, Platform Fee and, if applicable, Third-Party Money Manager Fee(s). The Program Fee is negotiable between you and your IAR. … Schedule of Program Fees and Minimum Account Sizes. Program Product Maximum Program Fee1 Minimum New Account Values3 Steward Partners Personalized Portfolios Steward Partners Discretionary Portfolios 2.50% $25,000”
Note: SPIA’s two sponsored programs (Managed Account Program at Pershing/RJA, and RIA Managed Account Program at Schwab/Fidelity/Goldman) both cap at 2.50% across nearly all listed products; a separate RJA-administered channel caps at 3.00% but is a distinct sponsor’s program and not used here. Regulatory AUM $36,731,387,293.
The published maximum: 2.5% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $6,250 | 2.50% |
| $500,000 | $12,500 | 2.50% |
| $1,000,000 | $25,000 | 2.50% |
| $2,000,000 | $50,000 | 2.50% |
Steward Partners’ two primary sponsored programs (Managed Account Program and RIA Managed Account Program) both cap at an identical 2.50% Maximum Program Fee across nearly every listed product; a separate RJA-administered channel caps higher, at 3.00%, but is run by Raymond James’ own division rather than Steward Partners directly and is not used here. No current dollar minimum applies (a legacy $250 minimum footnote is explicitly dated ‘Prior to May 2011’).
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Steward Partners Investment Advisory’s own published maximum rate runs up to $12,500 a year.
Comparing Steward Partners Investment Advisory against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Firm Brochure Form ADV Part 2A (July 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053449
- SEC Investment Adviser Public Disclosure, Steward Partners Investment Advisory, LLC (CRD #283004): https://adviserinfo.sec.gov/firm/summary/283004
- Steward Partners Investment Advisory, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283004/PDF/283004.pdf
Methodology. This page was built September 28, 2026, drawing on Steward Partners Investment Advisory’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Thinking about leaving Steward Partners Investment Advisory instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
Weighing whether to move ahead? Read the full Steward Partners Investment Advisory review.
Is Steward Partners Investment Advisory a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See Steward Partners Investment Advisory’s minimum investment, straight from its own Form ADV Part 2A brochure.
Comparing Steward Partners Investment Advisory against other options? See Steward Partners Investment Advisory alternatives, including a lower-fee full-service firm, a flat-fee route and a robo/hybrid.