Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: It depends which strategy you pick: Steward Partners’ sponsored advisory programs (for example, the Unified Managed Account Program) runs from $5,000 to $50,000, depending on the specific strategy or model portfolio. At the $5,000 low end, Steward Partners Investment Advisory’s own fee schedule works out to $125 a year; strategies at the high end require substantially more.
The minimum, in the firm’s own words
“SPIA requires a minimum new advisory account opening value of $25,000. Other advisory programs have higher or lower minimums. Each IAR will also have different account relationship minimums and smaller accounts may be accepted based upon the specific circumstances of an account. Please refer to the specific program guide and/or the RJA Wrap Fee Program Brochure for more information on account minimums.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Steward Partners’ sponsored advisory programs (for example, the Unified Managed Account Program) (lowest-minimum strategy) | $5,000 | $125 | Partially, at the firm’s discretion |
| Steward Partners’ sponsored advisory programs (for example, the Unified Managed Account Program) (highest-minimum strategy) | $50,000 | Varies by strategy | Partially, at the firm’s discretion |
| Source: Firm Brochure Form ADV Part 2A, July 30, 2026 | |||
Steward Partners Investment Advisory’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $6,250 |
| $500,000 | $12,500 |
| $1,000,000 | $25,000 |
| $2,000,000 | $50,000 |
What else to know
Steward Partners’ own Schedule of Program Fees and Minimum Account Sizes (the underlying table this quote’s $25,000 SPIA figure and the sentence above both summarize) lists a $5,000 minimum for its Unified Managed Account Program and $50,000 for its BNY Advisors Asset Allocation and AdvisorFlex Portfolios, which is why the account-size minimum below is shown as a range rather than one figure. This is distinct from Steward Partners’ minimum Program Fee mechanics, which the brochure notes were historically $250 a quarter “prior to May 2011,” a superseded figure, not a current dollar minimum.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Steward Partners Investment Advisory’s own published fee schedule runs up to $12,500 a year (the published maximum, which the firm says is negotiable); see the full dollar breakdown from Steward Partners Investment Advisory’s own fee disclosure across several account sizes. Read our full review of Steward Partners Investment Advisory before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave Steward Partners Investment Advisory, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Firm Brochure Form ADV Part 2A (July 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053449
- SEC Investment Adviser Public Disclosure, Steward Partners Investment Advisory, LLC (CRD #283004): https://adviserinfo.sec.gov/firm/summary/283004
- Steward Partners Investment Advisory, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283004/PDF/283004.pdf
Methodology. This page was built September 28, 2026, quoting directly from Steward Partners Investment Advisory’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.