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Updated September 17, 2026. Quick answer: Edelman Financial Engines discloses a tiered schedule starting at 1.75% in its Edelman Financial Engines Wrap Fee Brochure (Financial Engines Advisors L.L.C.), Form ADV Part 2A (March 31, 2026). Converted to dollars, that runs $8,250 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
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Edelman Financial Engines fee schedule 2026 (tiers)
This schedule comes from the Edelman Financial Engines Wrap Fee Brochure (Financial Engines Advisors L.L.C.), Form ADV Part 2A, dated March 31, 2026, the same filing cited under Sources below.
From the Edelman Financial Engines Wrap Fee Brochure (Financial Engines Advisors L.L.C.), Form ADV Part 2A (March 31, 2026): “Client Fee Schedule: $0-400,000, 1.75% on the first $400,000; $400,001-750,000, 1.25% on the next $350,000; $750,001-1,000,000, 1.00% on the next $250,000; $1,000,001-3,000,000, 0.75% on the next $2,000,000; no clients who receive discretionary investment management through the Firm will pay a fee more than the 1.75% annual fee outlined below.”
- First $400,000: 1.75%
- Next $350,000 (to $750,000): 1.25%
- Next $250,000 (to $1,000,000): 1.00%
- Next $2,000,000 (to $3,000,000): 0.75%
- Next $7,000,000 (to $10,000,000): 0.60%
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $4,375 | 1.75% |
| $500,000 | $8,250 | 1.65% |
| $1,000,000 | $13,875 | 1.39% |
| $2,000,000 | $21,375 | 1.07% |
Fees above $25,000,000 are individually negotiable and not part of the published schedule.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Edelman Financial Engines’s own published rate runs $8,250 a year.
Comparing Edelman Financial Engines against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Edelman Financial Engines Wrap Fee Brochure (Financial Engines Advisors L.L.C.), Form ADV Part 2A (March 31, 2026): https://www.edelmanfinancialengines.com/content/dam/efe/corporate-brand/Legal-Documents/Wrap_Fee_Brochure.pdf
- SEC Investment Adviser Public Disclosure, Financial Engines Advisors L.L.C. (CRD #104510): https://adviserinfo.sec.gov/firm/summary/104510
- Financial Engines Advisors L.L.C., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/104510/PDF/104510.pdf
Methodology. This page was built September 17, 2026, drawing on Edelman Financial Engines’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Is Edelman Financial Engines a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See Edelman Financial Engines’s minimum investment, straight from its own Form ADV Part 2A brochure.
Thinking about leaving Edelman Financial Engines instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
Weighing whether to move ahead? Read the full Edelman Financial Engines review, including its fiduciary status and what it costs to leave.
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