Updated September 5, 2026. Quick answer: No. Since tax year 2014, Iowa has not taxed any Social Security benefits.
Confidence note: medium. This page is scoped to Social Security taxation specifically. For the state’s full retirement-tax picture (pensions, tax rates, estate and probate), see how Iowa taxes retirement income generally.
How Iowa taxes Social Security benefits
| State personal income tax | Yes |
|---|---|
| Social Security treatment | Not taxed |
| How it works | Effective for tax years beginning on or after January 1, 2014, Iowa Admin. Code r. 701-302.23(422) excludes 100% of Social Security benefits from Iowa net income, replacing the graduated phase-out that applied from 2007-2013. |
| Income threshold / phase-out | No income threshold or age test since TY2014; full exemption at every income level. |
Coordinate this with your overall retirement plan
An adviser can help weigh how much of your Social Security income actually reaches you after state tax, whether the timing of other withdrawals affects that, and how it fits the rest of your plan, but that does not replace the numbers in your own return.
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Statute and sources
Governing citation: Iowa Code § 422.7; Iowa Admin. Code r. 701-302.23(422).
Read September 5, 2026.
Related: how Iowa taxes retirement income generally · does Iowa tax Roth conversions? · Roth conversion taxes, all 51 jurisdictions.
General information drawn from each state’s own published statutes and revenue-department guidance, not legal, tax or financial advice. Figures and exemption amounts are current as of the date in the quick answer, are set by state law, and can change by future legislation; any pending bill named on this page is not yet law. This page cannot see your own return, which governs. We are not a law firm, a tax adviser, or a fiduciary, and this is not personalized advice.