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Updated September 18, 2026. Quick answer: Voya Financial Advisors does not publish a dollar minimum for its IC UMA Program. Its own brochure states the program is subject to minimum account requirements, and that the firm may require a minimum account value depending on the strategy selected, as reflected in the UMA Program Advisory Account Agreement.
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The minimum, in the firm’s own words
“Participation in the IC UMA Program is subject to certain minimum account requirements. VFA may require a minimum account value depending on the strategy selected which is reflected on the UMA Program Advisory Account Agreement.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| IC UMA Program | Set by strategy in the account agreement | Varies with account size | Varies by strategy selected |
| Source: Voya Financial Advisors, Inc. Part 2A Appendix 1 of Form ADV: Investor Center Wrap Fee Program Brochure (IC UMA Program), September 16, 2026 | |||
Voya Financial Advisors’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $6,875 |
| $500,000 | $13,750 |
| $1,000,000 | $26,250 |
| $2,000,000 | $49,750 |
What else to know
Voya’s brochure states the minimum for this program varies by strategy and is set out in each client’s own account agreement, not disclosed as a single figure in the firm’s ADV filing.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Voya Financial Advisors’ own published fee schedule runs $13,750 a year; see the full dollar breakdown from Voya Financial Advisors’ own fee disclosure across several account sizes.
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- Voya Financial Advisors, Inc. Part 2A Appendix 1 of Form ADV: Investor Center Wrap Fee Program Brochure (IC UMA Program) (September 16, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058134
- SEC Investment Adviser Public Disclosure, Voya Financial Advisors, Inc. (CRD #2882): https://adviserinfo.sec.gov/firm/summary/2882
- Voya Financial Advisors, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/2882/PDF/2882.pdf
Methodology. This page was built September 18, 2026, quoting directly from Voya Financial Advisors’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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