Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Vestor Capital is registered with the SEC as an investment adviser (CRD #165855, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $6,750 a year under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
For a closer look at this firm: Vestor Capital Alternatives.
Vestor Capital at a glance
| Fact | What Vestor Capital’s own pages say |
|---|---|
| Legal entity | Vestor Capital, LLC |
| Registration | Vestor Capital, LLC is registered with the SEC as an investment adviser (CRD #165855, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $6,750 a year, per its own current brochure |
| Minimum to open an account | See the minimum-investment page for Vestor Capital |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What Vestor Capital’s own fee schedule charges
CRD 165855 verified ACTIVE and SEC-registered (isIAFirm: Y) via the live SEC IAPD API this session. As of December 31, 2025, Vestor Capital reported total advisory AUM of $2,275,902,104 ($2,274,576,000 discretionary, $1,326,103 non-discretionary). New clients generally need a minimum of $500,000 to invest; the Basic Fee Schedule for Equity and Balanced accounts priced here is explicitly labeled the firm’s maximum permitted fee, with no separate minimum dollar fee disclosed for that schedule (a $2,500 minimum fee applies only to a separate fixed-income-only offering, not priced here).
“Annual Fee Schedule for Equity and Balanced Accounts Asset Fee Tier Maximum Fee On the First $1,000,000 1.35% On the next $2,000,000 1.25% On the next $2,000,000 1.20% On the next $1,000,000 1.10% On assets over $6,000,000 1.00%”
Vestor Capital’s Basic Fee Schedule for Equity and Balanced accounts is labeled its maximum permitted fee, tiered from 1.35% on the first $1,000,000 down to 1.00% above $6,000,000. The figures below apply that schedule marginally to each bracket; a separate, lower fixed-income-only schedule and higher-cost co-advisory program schedules also exist but are not the default equity/balanced pricing used here.
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,375 |
| $500,000 | $6,750 |
| $1,000,000 | $13,500 |
| $2,000,000 | $26,000 |
See the full breakdown, including how the figure is calculated, on Vestor Capital’s own fee page.
Registration
Vestor Capital, LLC is registered with the SEC as an investment adviser (CRD #165855, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for Vestor Capital.
What it costs to leave
Vestor Capital, LLC’s Form ADV Part 2A states “Vestor Capital provides a pro-rata refund of any unearned fees within 30 calendar days of the effective date of a termination notice from the Client.” Vestor Capital, LLC names six possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets: $50 per account.” Fidelity Brokerage Services LLC / National Financial Services LLC (Fidelity Institutional Asset Management), Inspira Financial, Nationwide Advisory Services, LLC, Bright Directions Advisor-Guided 529 College Savings Program, and Ascensus, LLC disclose no comparable line item (an honest gap).
The full walkthrough for Vestor Capital is on our how to leave Vestor Capital page; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
Other advisor-firm reviews
Read our review and this one too.
What we would compare it against
Before you decide, run the numbers against another firm using the financial advisor fee comparison, or price the dollar cost of any percentage fee over time with the Financial Advisor Fee Calculator and the Fee Drag Calculator.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
Explore an adviser match
Compare the services and the full fee before deciding whether to hire anyone.
- No fee to request a match
- No obligation to hire
Expect questions about your situation, your name, email and phone, and phone verification by text. A match is not guaranteed.
The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
Opens here. Nothing loads and nothing reaches Kapitalwise until you press the button.
How our partner relationships workCompare an adviser match before you decide
Ask about the full fee, what it covers and how the adviser is paid. A match is an introduction, not a recommendation from Clear Money Guide.
- Free matching service
- No obligation to hire
The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
Continue to WiserAdvisorOpens on WiserAdvisor’s site in a new tab.
Source: WiserAdvisor’s service descriptionSources
- Form ADV Part 2A (March 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029123
- SEC IAPD firm summary (CRD #165855, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/165855
Methodology. This page was built September 28, 2026, drawing directly on Vestor Capital’s own current fee brochure, linked above, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for Vestor Capital; where the exit-fee page already exists it is linked above and drawn from that already-sourced page. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Vestor Capital’s own Form ADV Part 2A and Form CRS. We have not used Vestor Capital as a client. Vestor Capital did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.