Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: $1,000,000 for comprehensive services (Investment Advisory Agreement). The Mather Group’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, The Mather Group’s own published fee schedule works out to $11,500 a year.
The minimum, in the firm’s own words
“TMG generally has an account minimum size of $1,000,000 in assets under management for comprehensive services, however, we reserve the right to waive this minimum on a case by case basis. TMG may waive its aggregate account minimum based upon certain criteria (i.e., anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account composition, negotiations with client, etc.). This minimum is required throughout the course of the client’s relationship with the firm.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| comprehensive services (Investment Advisory Agreement) | $1,000,000 | $11,500 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, September 4, 2026 | |||
The Mather Group’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,875 |
| $500,000 | $5,750 |
| $1,000,000 | $11,500 |
| $2,000,000 | $23,000 |
What else to know
TMG also discloses a separate legacy minimum-fee mechanism for certain older client agreements, not an account-size minimum: “in some legacy agreements charges a minimum fee for clients whose fee for assets under management falls below a particular threshold… Any minimum fee will be agreed to with the client.”
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, The Mather Group’s own published fee schedule runs $5,750 a year; see the full dollar breakdown from The Mather Group’s own fee disclosure across several account sizes. Read our full review of The Mather Group before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (September 4, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057123
- SEC Investment Adviser Public Disclosure, The Mather Group, LLC (CRD #156005): https://adviserinfo.sec.gov/firm/summary/156005
- The Mather Group, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/156005/PDF/156005.pdf
Methodology. This page was built September 28, 2026, quoting directly from The Mather Group’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.