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Updated September 28, 2026. Quick answer: $1,000,000 for a Private Capital Management account. SouthState Private Capital Management’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, SouthState Private Capital Management’s own published fee schedule works out to $10,000 a year.
The minimum, in the firm’s own words
“In certain cases, SSPCM requires a $1 million minimum in manageable assets to start or maintain an account. At SSPCM’s discretion, the Firm will approve exceptions to these minimum asset requirements.”
On waivability: “At SSPCM’s discretion, the Firm will approve exceptions to these minimum asset requirements.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| a Private Capital Management account | $1,000,000 | $10,000 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, July 1, 2026 | |||
SouthState Private Capital Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,500 |
| $500,000 | $5,000 |
| $1,000,000 | $10,000 |
| $2,000,000 | $19,000 |
What else to know
SSPCM also discloses that minimum FEES (a separate figure from the account-size minimum above) “are determined on a client-by-client basis” and, where they apply, are “disclosed directly to clients” in the advisory agreement, and no blanket dollar minimum fee is printed in the brochure itself, so no minimum_fee_floor is recorded.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, SouthState Private Capital Management’s own published fee schedule runs $5,000 a year; see the full dollar breakdown from SouthState Private Capital Management’s own fee disclosure across several account sizes. Read our full review of SouthState Private Capital Management before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave SouthState Private Capital Management, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (July 1, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050438
- SEC Investment Adviser Public Disclosure, SouthState Private Capital Management LLC (CRD #165306): https://adviserinfo.sec.gov/firm/summary/165306
- SouthState Private Capital Management LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/165306/PDF/165306.pdf
Methodology. This page was built September 28, 2026, quoting directly from SouthState Private Capital Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.