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Updated September 23, 2026. Quick answer: It depends which strategy you pick: RBC WM Advice Fee (all Advisory Programs: RBC Advisor / Portfolio Focus / RBC UP / Consulting Solutions / MAP) runs from $2,500 to $600,000, depending on the specific strategy or model portfolio. At the $2,500 low end, RBC Wealth Management’s own fee schedule works out to $62.50 a year; strategies at the high end require substantially more.
The minimum, in the firm’s own words
“Each of the Programs generally require a certain minimum amount of assets to open an account in that Program. However, RBC WM has the discretion to accept accounts below the Program minimums.”
On waivability: “However, RBC WM has the discretion to accept accounts below the Program minimums.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| RBC WM Advice Fee (all Advisory Programs: RBC Advisor / Portfolio Focus / RBC UP / Consulting Solutions / MAP) (lowest-minimum strategy) | $2,500 | $62.50 | Yes, at the firm’s discretion |
| RBC WM Advice Fee (all Advisory Programs: RBC Advisor / Portfolio Focus / RBC UP / Consulting Solutions / MAP) (highest-minimum strategy) | $600,000 | Varies by strategy | Yes, at the firm’s discretion |
| Source: RBC Advisory Programs Disclosure Document (Form ADV, Part 2A Appendix 1, Wrap Fee Programs Brochure, RBC Wealth Management, a division of RBC Capital Markets, LLC), June 30, 2026 | |||
The $2,500 low end (RBC UP program’s low end) at RBC’s disclosed 2.50% ceiling: $2,500 x 2.50% = $62.50.
RBC Wealth Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $6,250 |
| $500,000 | $12,500 |
| $1,000,000 | $25,000 |
| $2,000,000 | $50,000 |
What else to know
RBC’s advisory-fee schedule spans five distinct programs, with minimums ranging from $2,500 (its RBC UP program’s low end) up to $600,000 (its Consulting Solutions equity strategies), depending on which program and strategy a client selects.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, RBC Wealth Management’s own published fee schedule runs up to $12,500 a year (the published maximum, which the firm says is negotiable); see the full dollar breakdown from RBC Wealth Management’s own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave RBC Wealth Management, or read the general mechanics of switching financial advisors.
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- RBC Advisory Programs Disclosure Document (Form ADV, Part 2A Appendix 1, Wrap Fee Programs Brochure, RBC Wealth Management, a division of RBC Capital Markets, LLC) (June 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050110
- SEC Investment Adviser Public Disclosure, RBC Capital Markets, LLC (CRD #31194): https://adviserinfo.sec.gov/firm/summary/31194
- RBC Capital Markets, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/31194/PDF/31194.pdf
Methodology. This page was built September 23, 2026, quoting directly from RBC Wealth Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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