Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: Savant Wealth Management is less expensive at $500,000: $7,500 a year, versus $13,750 a year for Raymond James, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
More head-to-head fee comparisons: Equitable Advisors vs Savant Wealth Management Fees, Kestra (Kestra Private Wealth Services / Kestra Advisory Services) vs Savant Wealth Management Fees and Lincoln Financial Advisors vs Savant Wealth Management Fees.
What each firm charges, side by side
| Account balance | Raymond James (annual fee) | Savant Wealth Management (annual fee) |
|---|---|---|
| $250,000 | $6,875 | $3,750 |
| $500,000 | $13,750 | $7,500 |
| $1,000,000 | $27,500 | $15,000 |
| $2,000,000 | $50,000 | $30,000 |
Raymond James discloses a tiered schedule starting at 2.75% (Raymond James & Associates, Inc. Wrap Fee Program Brochure, Form ADV Part 2A Appendix 1, “Maximum Fee Schedule for AMS Managed and IAR Managed Programs”, June 26, 2026); Savant Wealth Management discloses a maximum, individually negotiated rate of 1.5% (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026).
What the fee includes, in each firm’s own words
Raymond James (Raymond James & Associates, Inc. Wrap Fee Program Brochure, Form ADV Part 2A Appendix 1, “Maximum Fee Schedule for AMS Managed and IAR Managed Programs”, June 26, 2026): “We maintain a fee schedule (“maximum fee schedule”) that outlines the maximum fee rates that can be charged to clients at specific asset-level breakpoints. We calculate maximum Fees on a retroactive basis instead of on an incremental basis. As the aggregated Relationship Value reaches each higher asset tier, or “breakpoint,” the applicable Fee is reduced and assessed retroactively to the first dollar of your account assets. RJCS Equity/Balanced, Schedule A: Up to $1M, 2.75%; $1M-$2M, 2.50%; $2M-$5M, 2.25%; $5M-$10M, 2.00%; $10M+, 1.75%.”
Raymond James’s Consulting Services (RJCS) flagship program is a breakpoint schedule, not a marginal one: your entire account is billed at a single rate, based on which asset-level bracket the whole balance falls into, applied retroactively to the first dollar. The brochure publishes two rate columns for Equity/Balanced accounts, Schedule A and Schedule B, without specifying the eligibility difference between them in the sections reviewed this session; this page uses Schedule A, the higher, first-listed of the two, so the figures shown are a maximum, not a guaranteed rate. Applying each bracket boundary as inclusive of its own labeled ceiling (so a $1,000,000 account is billed at the “Up to $1M” rate and a $2,000,000 account at the “$1M-$2M” rate): $250,000 and $500,000 both fall in the “Up to $1M” bracket at 2.75%; $1,000,000 stays in that same bracket; $2,000,000 falls in the “$1M-$2M” bracket at 2.50%.
Savant Wealth Management (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026): “Our fees for comprehensive wealth management services range from an annualized rate of 0.50% to 1.50% based upon total assets under management and/or advisement and the complexity of the client services required and/or provided, and the market where the client is located.”
Savant discloses a range (0.50%–1.50%) rather than dollar breakpoints; where a given client lands in that range depends on AUM, service complexity, and location, none of which is further quantified in the brochure. To avoid understating cost, the dollar figures apply the top of the disclosed range (1.50%) as a flat ceiling rate to each balance (balance x 0.015); an individual client’s actual fee could be lower, especially at higher balances.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Raymond James runs $13,750 a year and Savant Wealth Management runs $7,500 a year: a difference of $6,250 a year at that balance.
Want the full breakdown for either firm on its own? Read the Raymond James fee page or the Savant Wealth Management fee page for the complete tier table and source citations.
Comparing these two against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Raymond James & Associates, Inc. Wrap Fee Program Brochure, Form ADV Part 2A Appendix 1, “Maximum Fee Schedule for AMS Managed and IAR Managed Programs” (June 26, 2026): https://www.raymondjames.com/legal-disclosures
- SEC Investment Adviser Public Disclosure, Raymond James & Associates, Inc. (CRD #705): https://adviserinfo.sec.gov/firm/summary/705
- Savant Wealth Management Form ADV Part 2A Firm Brochure (July 30, 2026): https://savantwealth.com/wp-content/uploads/2026/07/Savant-ADV-Part-2A-July-2026.pdf
- SEC Investment Adviser Public Disclosure, Savant Capital, LLC dba Savant Wealth Management (CRD #107271): https://adviserinfo.sec.gov/firm/summary/107271
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Raymond James and Savant Wealth Management from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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