Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Modera Wealth Management does not publish a minimum dollar amount to open a Modera’s Wealth Management Services account. Instead, it enforces a $12,000-a-year minimum fee, which becomes the real floor for smaller balances once the percentage schedule alone would charge less than that.
The minimum, in the firm’s own words
“While we do not have a minimum account size as a condition for starting and maintaining a wealth management, portfolio management or retirement plan services relationship, we generally impose a minimum quarterly fee as follows: $3,000 per quarter for wealth management services; $2,500 per quarter for portfolio management services; and $2,500 per quarter for retirement plan services.”
On waivability: “Modera may waive all or any portion of the minimum quarterly fee at its sole discretion.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Modera’s Wealth Management Services | No published minimum account size | $12,000 minimum annual fee | N/A (fee floor, not account-size minimum) |
| Source: Modera Wealth Management, LLC Form ADV Part 2A Disclosure Brochure, March 18, 2026 | |||
Modera Wealth Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $12,000 |
| $500,000 | $12,000 |
| $1,000,000 | $12,000 |
| $2,000,000 | $20,000 |
What else to know
Modera’s minimum quarterly fee varies by service line: $3,000/quarter ($12,000/year) for wealth management services (priced here), versus $2,500/quarter ($10,000/year) for portfolio management or retirement plan services alone.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Modera Wealth Management’s own published fee schedule runs $12,000 a year; see the full dollar breakdown from Modera Wealth Management’s own fee disclosure across several account sizes. Read our full review of Modera Wealth Management before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave Modera Wealth Management, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Modera Wealth Management, LLC Form ADV Part 2A Disclosure Brochure (March 18, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021147
- SEC Investment Adviser Public Disclosure, Modera Wealth Management, LLC (CRD #155649): https://adviserinfo.sec.gov/firm/summary/155649
- Modera Wealth Management, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/155649/PDF/155649.pdf
Methodology. This page was built September 28, 2026, quoting directly from Modera Wealth Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.