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Updated September 28, 2026. Quick answer: $500,000 for an investment management account. MAI Capital Management’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, MAI Capital Management’s own published fee schedule works out to $5,000 a year.
The minimum, in the firm’s own words
“MAI suggests a minimum of $500,000 to establish an investment management account.”
On waivability: “MAI will accept accounts below the suggested minimum for wealth management clients who establish a managed account.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| an investment management account | $500,000 | $5,000 | Yes, at the firm’s discretion |
| Source: Form ADV, Part 2A Brochure, June 30, 2026 | |||
MAI Capital Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,500 |
| $500,000 | $5,000 |
| $1,000,000 | $10,000 |
| $2,000,000 | $20,000 |
What else to know
MAI calls this a “suggested” rather than a hard minimum, and separately suggests a $1,000,000 net worth and $150,000 current income for its full-service wealth management tier, an eligibility guideline, not a dollar-account minimum.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, MAI Capital Management’s own published fee schedule runs $5,000 a year; see the full dollar breakdown from MAI Capital Management’s own fee disclosure across several account sizes. Read our full review of MAI Capital Management before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave MAI Capital Management, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV, Part 2A Brochure (June 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050494
- SEC Investment Adviser Public Disclosure, MAI Capital Management, LLC (CRD #109807): https://adviserinfo.sec.gov/firm/summary/109807
- MAI Capital Management, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109807/PDF/109807.pdf
Methodology. This page was built September 28, 2026, quoting directly from MAI Capital Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
How much do you need to open an account? Compare the minimum investment at 128 advisory firms, each taken from the firm’s own Form ADV Part 2A brochure.