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Updated September 18, 2026. Quick answer: It depends which strategy you pick: Fund Strategist Portfolio (FSP) Program runs from $5,000 to $50,000, depending on the specific strategy or model portfolio. At the $5,000 low end, Kestra (Kestra Private Wealth Services / Kestra Advisory Services)’s own fee schedule works out to $125 a year; strategies at the high end require substantially more.
The minimum, in the firm’s own words
“Accounts invested in the FSP Program generally require a minimum investment between $5,000 and $50,000.”
On waivability: “We may waive the account minimum at our discretion for related accounts.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Fund Strategist Portfolio (FSP) Program (lowest-minimum strategy) | $5,000 | $125 | Partially, at the firm’s discretion |
| Fund Strategist Portfolio (FSP) Program (highest-minimum strategy) | $50,000 | Varies by strategy | Partially, at the firm’s discretion |
| Source: Kestra Advisory Services, LLC Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1), August 20, 2026 | |||
The $5,000 low end of Kestra’s FSP Program range at the firm’s disclosed 2.50% ceiling: $5,000 x 2.50% = $125.
Kestra (Kestra Private Wealth Services / Kestra Advisory Services)’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $6,250 |
| $500,000 | $12,500 |
| $1,000,000 | $25,000 |
| $2,000,000 | $50,000 |
What else to know
Kestra also discloses a separate $75-a-year minimum annual account fee specifically for FSP accounts, a fee floor rather than an account-size minimum.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Kestra (Kestra Private Wealth Services / Kestra Advisory Services)’s own published fee schedule runs $12,500 a year; see the full dollar breakdown from Kestra (Kestra Private Wealth Services / Kestra Advisory Services)’s own fee disclosure across several account sizes.
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- Kestra Advisory Services, LLC Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1) (August 20, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055475
- SEC Investment Adviser Public Disclosure, Kestra Advisory Services, LLC (“Kestra AS”) (CRD #283330): https://adviserinfo.sec.gov/firm/summary/283330
- Kestra Advisory Services, LLC (“Kestra AS”), SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283330/PDF/283330.pdf
Methodology. This page was built September 18, 2026, quoting directly from Kestra (Kestra Private Wealth Services / Kestra Advisory Services)’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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