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Updated September 28, 2026. Quick answer: Yes, on every account. Beese Fulmer is registered with the SEC only as an investment adviser (it is not a broker-dealer), so the Investment Advisers Act of 1940 requires it to act as your fiduciary. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
How it’s registered
From Form CRS, Customer Relationship Summary, Beese Fulmer (March 17, 2026): “Our firm, Beese, Fulmer Investment Management, Inc., is registered with the SEC as an investment adviser.”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
On commissions: “Our financial professionals’ compensation is based on multiple factors such as: assets under management, supervisory responsibilities, and the ability to attract and retain new clients. These factors do not create additional conflicts of interest other than those already described herein.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: $7,500 a year, 1.50% on a $500,000 account) | Form CRS, Customer Relationship Summary, Beese Fulmer, March 17, 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. Beese Fulmer discloses a published fee that runs $7,500 a year on a $500,000 account, per its own current Form ADV Part 2A (July 2, 2026), cited in Sources below. A dedicated fee page for Beese Fulmer has not been published on this site yet.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide. A dedicated how-to-leave page for Beese Fulmer has not been published on this site yet.
Other fiduciary-status pages
Read this one, this one too, and one more.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, Beese Fulmer (March 17, 2026): https://reports.adviserinfo.sec.gov/crs/crs_109882.pdf
- Form ADV Part 2A (July 2, 2026), the primary source for the fee figure above: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050761
- SEC Investment Adviser Public Disclosure, Beese Fulmer (CRD #109882): https://adviserinfo.sec.gov/firm/summary/109882
- Beese Fulmer, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109882/PDF/109882.pdf
Methodology. This page was built September 28, 2026, quoting directly from Beese Fulmer’s own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.