Guides › Financial Advisor Fees
Updated September 24, 2026. Quick answer: Huntington Private Bank is registered with the SEC as both a broker-dealer and an investment adviser. Per its own current fee brochure, a $500,000 account would run $7,775 a year under its published fee schedule; the minimum to open an account is $250,000 for GPS Total Asset Allocation and Multi-Manager Program. Is it a fiduciary? Yes, when it is acting as your investment adviser; when the same representative acts as your broker-dealer instead, the applicable standard is best-interest, not fiduciary, and its own Form CRS states representatives can earn commissions in that capacity.
Huntington Private Bank at a glance
| Fact | What Huntington Private Bank’s own pages say |
|---|---|
| Legal entity | The Huntington Investment Company (d/b/a Huntington Financial Advisors) |
| Registration | We are registered as a broker-dealer and an investment adviser with the United States Securities and Exchange Commission (“SEC”) and this disclosure summarizes our brokerage and advisory services. |
| Fee on a $500,000 account | $7,775 a year, per its own current brochure |
| Minimum to open an account | $250,000 for GPS Total Asset Allocation and Multi-Manager Program |
| Cost to leave (exit fee) | See how to leave Huntington Private Bank |
What Huntington Private Bank’s own fee schedule charges
“For GPS Total Accounts opened after March 1, 2019, the following tier-based fee schedule will apply: GPS Total Asset Allocation and Multi-Manager Accounts Fee: First $100,000 1.75%; Next $150,000 1.60%; Next $250,000 1.45%; Next $500,000 1.25%; Next $1,000,000 1.10%; Next $3,000,000 1.00%; Above first $5,000,000 0.85%. For GPS Total Accounts the minimum investment amount is $250,000.”
Marginal, bracket-style schedule computed like an income tax bracket from $0: at $250,000 = 100000×0.0175 + 150000×0.0160 = 1750 + 2400 = 4150; at $500,000 = 4150 + 250000×0.0145 = 4150 + 3625 = 7775; at $1,000,000 = 7775 + 500000×0.0125 = 7775 + 6250 = 14025; at $2,000,000 = 14025 + 1000000×0.0110 = 14025 + 11000 = 25025.
| Account balance | Annual fee |
|---|---|
| $250,000 | $4,150 |
| $500,000 | $7,775 |
| $1,000,000 | $14,025 |
| $2,000,000 | $25,025 |
See the full breakdown, including how the figure is calculated, on Huntington Private Bank’s own fee page.
Is Huntington Private Bank a fiduciary?
We are registered as a broker-dealer and an investment adviser with the United States Securities and Exchange Commission (“SEC”) and this disclosure summarizes our brokerage and advisory services.
“When we provide you with a recommendation as your broker-dealer or act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
Your Financial Advisor is paid a base salary plus a percentage of brokerage commissions and advisory fee revenue he or she generates for us (their “production”).
Full detail, including the exact registration type and source: Huntington Private Bank’s fiduciary status, explained.
The minimum to open an account
“For GPS Total Accounts the minimum investment amount is $250,000.”
$250,000 for GPS Total Asset Allocation and Multi-Manager Program. See the full minimum-investment breakdown, including what that minimum would cost per year, on Huntington Private Bank’s minimum investment page.
What it costs to leave
A dedicated how-to-leave page for Huntington Private Bank covers the exit costs in full. The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
What we would compare it against
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Source: WiserAdvisor’s service descriptionSources
- Huntington Financial Advisors Wrap Fee Program Firm Brochure (Form ADV Part 2A, Appendix 1) (August 3, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055601
- The Huntington Investment Company Form CRS (July 21, 2025): https://reports.adviserinfo.sec.gov/crs/crs_16986.pdf
- SEC Investment Adviser Public Disclosure, The Huntington Investment Company (d/b/a Huntington Financial Advisors) (CRD #16986): https://adviserinfo.sec.gov/firm/summary/16986
- The Huntington Investment Company (d/b/a Huntington Financial Advisors), SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/16986/PDF/16986.pdf
Methodology. This page was built September 24, 2026, drawing directly on Huntington Private Bank’s own current fee brochure and Form CRS, both linked above, plus this site’s own already-published fiduciary and minimum-investment pages for the same firm, each independently sourced when it was built. Any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Huntington Private Bank’s own Form ADV Part 2A and Form CRS. We have not used Huntington Private Bank as a client. Huntington Private Bank did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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