Updated September 8, 2026. Quick answer: this page lists every divorce & surviving spouses guide on Clear Money Guide ; 195 pages, alphabetical by title. It was rebuilt from a fresh pull of the live site on 8 September 2026; anything published after that date is not yet listed here. See the full guide index for all 26 topics, or the state-by-state index for 50-state comparison tables.
Jump to: A · C · D · E · F · G · H · I · K · L · M · N · O · P · Q · R · S · T · U · V · W · Y
A
- A Survivor Can Switch Benefits. A Spouse Cannot.
- Alabama Spousal Share: The Rule States the Method and Sends You to HHS for the Numbers
- Alaska Community Spouse Resource Allowance: The Maximum, Not a Half Share
- Alaska Is the Only Opt-In State That Does Not Require a Trust
- Alimony Factors in Alaska: Limited or Indefinite Maintenance
- Alimony Factors in Arizona: Long-Marriage Age Eligibility
- Alimony Factors in California: Half-Marriage Self-Support Benchmark
- Alimony Factors in Connecticut: Open-Ended Order Findings
- Alimony Factors in Delaware: The 20-Year Eligibility Rule
- Alimony Factors in Florida: Three-Year Gate and 50/60/75 Caps
- Alimony Factors in Illinois: 33⅓/25 Formula and 20-Year Rule
- Alimony Factors in Iowa: Limited or Indefinite Support
- Alimony Factors in Kentucky: The Two-Part Eligibility Test
- Alimony Factors in Maine: 10-Year Presumption and Half-Marriage Cap
- Alimony Factors in Maryland: Two Tests for Indefinite Support
- Alimony Factors in Massachusetts: Need or 30–35% Income Gap
- Alimony Factors in Michigan: The Property-Sufficiency Threshold
- Alimony Factors in Minnesota: Five-Year and 20-Year Presumptions
- Alimony Factors in Nevada: Payment Form, Factors, and Termination
- Alimony Factors in New Hampshire: 23% Gap and Half-Marriage Cap
- Alimony Factors in North Carolina: The Marital-Misconduct Gate
- Alimony Factors in Ohio: Final-Award Property Sequence
- Alimony Factors in Oregon: Three Support Categories
- Alimony Factors in Pennsylvania: Definite or Indefinite Duration
- Alimony Factors in Rhode Island: Self-Sufficiency and Remarriage
- Alimony Factors in the District of Columbia: Term-Limited or Indefinite
- Alimony Factors in Vermont: Marriage-Length Guideline Bands
- Alimony Factors in Virginia: The 50% Reservation Period
- Alimony Factors in West Virginia: Allocated-Property Income Rule
- Alimony Rules in Arkansas: No Statutory Factors List, Full Judicial Discretion
- Alimony Rules in Colorado: The 20-Year Guideline Ceiling
- Alimony Rules in Kansas: No Statutory Factors List, and a Common Online Claim Is Wrong
- Alimony Rules in New Jersey: The 20-Year Duration Cap and Retirement Presumption
- Alimony Rules in New York: The Post-Divorce Maintenance Duration Schedule
- Alimony Rules in North Dakota: The Retirement-Age Presumption and Duration Cap
- Alimony Rules in Oklahoma: No Statutory Factors List, Full Judicial Discretion
- Alimony Rules in South Dakota: No Statutory Factors List, Full Judicial Discretion
- Alimony Rules in Texas: The 10-Year Marriage Eligibility Line
- Alimony Rules in Utah: The 10-Year Presumption and the Marriage-Length Duration Cap
- Alimony Rules in Wyoming: No Statutory Factors List and No Duration Language
- Arizona Community Property Stops at the Petition, Not the Decree
- Arizona Community Spouse Resource Allowance: In Arizona, “CSRA” Is the Assessment, Not the Allowance
- Arkansas Community Spouse Resource Allowance: Four Bands, and Two Different Acronyms
C
- California Community Spouse Resource Allowance: It Applies to the Initial Month Only, and Then a 90-Day Clock Starts
- COBRA After Divorce: Two 60-Day Clocks, and It’s 36 Months
- Colorado Community Spouse Resource Allowance: The Largest of Three, Not Half
- Community Property vs Common Law: Different Pools, Not Different Percentages
- Community Spouse Resource Allowance (CSRA)
- Connecticut Community Spouse Protected Amount: A Greatest-of-Four Rule in a Manual Page Last Transmitted in 2009
D
- DC Community Spouse Resource Allowance: The Plain Federal Formula, a $4,000 Applicant Limit
- December 31 Decides Your Filing Status
- Delaware Community Spouse Resource Allowance: A $25,000 Floor Written Into the Manual
- Delaying Does Increase Your Widow’s Benefit
- Delaying Does Not Increase Your Spouse’s Benefit
- Divorce and Your Money: QDROs, Basis, and the December 31 Fork
- Divorce Filing Fees by State: 18 Read From the Statute, 33 Honest Gaps
- Divorce Timing and Taxes: The December 31 Fork, Computed
- DIY, Online or Attorney: What a No-Kids Gray Divorce Actually Costs
- Do Half of All Marriages End in Divorce? The Rates Do Not Share a Denominator
- Does Your Spouse Get the House With No Will? Title First, Statute Last
E
- Equal Value Is Not Equal Money in a Divorce Settlement
- Estimated Taxes After Divorce: The Machinery That Quietly Broke
F
- Financial Advisor for Widows & Widowers 2026: 90-Day Checklist
- Florida Community Spouse Resource Allowance: An Established Amount, Subtracted Before the Test
G
- Georgia Community Spouse Resource Allowance: One Combined Ceiling, Not a Half-Share
- Getting a QDRO Years After the Divorce
- Gray Divorce Cost Estimator
- Gray Divorce Statistics
H
- Hawaii Community Spouse Resource Allowance: The Rule Allows the Federal Maximum
- How Long Does a QDRO Take?
- HSA Catch-Up When Both Spouses Are 55+
I
- Idaho Community Spouse Resource Allowance: One Half, and an Assessment Form Signed Under Penalty of Perjury
- Idaho Makes Income From Separate Property Community
- Illinois Community Spouse Resource Allowance: A Flat $109,560 Floor, and No Half Calculation At All
- In a Community Property State, Both Halves Step Up
- Indiana Spousal Share: Real Property in the Community Spouse’s Sole Name Is Left Out of the Count
- Iowa Attribution of Resources: One Half at the First Moment of the Month, and a State Floor Now Overtaken
- Is the Median Age of Widowhood Really 59? We Could Not Find the Source
K
- Kansas Community Spouse Resource Allowance: A Court Order Can Push It Above the Maximum, and a Divorce Decree Cannot Touch It
- Kentucky Spousal Protected Resource Amount: A Regulation Still Printing Its 1988 Figures
L
- Louisiana Spousal Resource Standard: A Rule That Sends You to a Table It Does Not Contain
- Louisiana’s Community Property Is a Legal Regime, Not a Statute
M
- Maine Community Spouse Resource Allowance: The Chart Publishes the Formula, Not the Figure
- Maryland Community Spouse Resource Allowance: A Greatest-Of Test Built on Figures From 1988
- Massachusetts Community Spouse Asset Allowance: There Is No Half Rule at All
- Mediation, Collaborative or Litigated: What the Statutes Say About the Cost
- Michigan Protected Spousal Amount: The State Publishes Every Year’s Figure Back to 2018
- Minnesota Community Spouse Asset Allowance: A Figure Set in Statute and Indexed to Inflation Since 2017
- Mississippi Community Spouse Resource Allowance: The Spousal Share Is the Federal Maximum
- Missouri Community Spouse Resource Allowance: The Floor, the Ceiling, and the Frozen Assessment
- Modifying a Pre-2019 Decree Does Not End the Alimony Deduction
- Montana Community Spouse Resource Allowance: The CSRMA, and Why a Prenup Does Not Help
N
- Nebraska Community Spouse Resource Allowance: One Assessment, and the List Is Closed
- Nevada Community Spouse Resource Allowance: The State Gives the Federal Maximum Automatically
- Nevada Lists the Ways Out on the Face of the Statute
- New Hampshire Community Spouse Resource Allowance: The Protected Resource Amount
- New Jersey Community Spouse Resource Allowance: The 2026 Figures and the Regulation Behind Them
- New Mexico Community Spouse Resource Allowance: Assessed Once, and the Standards Depend on When Care Began
- New York Community Spouse Resource Allowance: A State Minimum of $74,820, More Than Twice the Federal Floor
- North Carolina Community Spouse Resource Allowance: A Four-Band Schedule, Printed With the Dollar Figures
- North Dakota Community Spouse Countable Asset Allowance: Half, Plus Whatever a Court or a Hearing Adds
O
- Ohio Community Spouse Resource Allowance: A Four-Way Greatest-Of Test, and What a Refusing Spouse Actually Does to the Application
- Oklahoma Community Spouse Resource Allowance: The Share Is Frozen the Day It Is Set
- Oregon Community Spouse Resource Allowance: The State Figure Is the Federal Minimum Plus the Resource Standard
P
- Pennsylvania Spousal Share: One Half, and the Assessment Happens Only If Somebody Asks
- Property Tax Relief and a Surviving Spouse: It Transfers, at a Lower Age
- Puerto Rico Is Community Property: But Not on the IRS’s List
- Putting a Spouse on Payroll to Double the Plan (2026)
Q
R
- Railroad Retirement in Divorce
- Railroad Retirement Survivor Benefits
- Rhode Island Community Spouse Resource Allocation: A $4,000 Applicant Limit, and an Optional Assessment Nobody Verifies
- Rolling a QDRO Share Into an IRA Closes Your Penalty-Free Window
- Rolling Over Your Late Spouse’s IRA Is a Mistake Under 59½
S
- Shared Payment vs Separate Interest QDRO
- South Carolina Community Spouse Resource Allowance: A Flat $66,480, Not Half the Couple’s Assets
- South Dakota Community Spouse Resource Allowance: A 45-Day Deadline, and a Repealed Rule
- Spousal Elective Share in Alaska (2026): The Actual Rule
- Spousal Elective Share in Arizona (2026): The Actual Rule
- Spousal Elective Share in Arkansas (2026): The Actual Rule
- Spousal Elective Share in California (2026): The Actual Rule
- Spousal Elective Share in Colorado (2026): The Actual Rule
- Spousal Elective Share in Connecticut (2026): The Actual Rule
- Spousal Elective Share in DC (2026): The Actual Rule
- Spousal Elective Share in Delaware (2026): The Actual Rule
- Spousal Elective Share in Florida (2026): The Actual Rule
- Spousal Elective Share in Georgia (2026): The Actual Rule
- Spousal Elective Share in Hawaii (2026): The Actual Rule
- Spousal Elective Share in Idaho (2026): The Actual Rule
- Spousal Elective Share in Illinois (2026): The Actual Rule
- Spousal Elective Share in Indiana (2026): The Actual Rule
- Spousal Elective Share in Iowa (2026): The Actual Rule
- Spousal Elective Share in Kansas (2026): The Actual Rule
- Spousal Elective Share in Kentucky (2026): The Actual Rule
- Spousal Elective Share in Louisiana (2026): The Actual Rule
- Spousal Elective Share in Maine (2026): The Actual Rule
- Spousal Elective Share in Maryland (2026): The Actual Rule
- Spousal Elective Share in Massachusetts (2026): The Actual Rule
- Spousal Elective Share in Michigan (2026): The Actual Rule
- Spousal Elective Share in Minnesota (2026): The Actual Rule
- Spousal Elective Share in Mississippi (2026): The Actual Rule
- Spousal Elective Share in Missouri (2026): The Actual Rule
- Spousal Elective Share in Montana (2026): The Actual Rule
- Spousal Elective Share in Nebraska (2026): The Actual Rule
- Spousal Elective Share in Nevada (2026): The Actual Rule
- Spousal Elective Share in New Hampshire (2026): The Actual Rule
- Spousal Elective Share in New Jersey (2026): The Actual Rule
- Spousal Elective Share in New Mexico (2026): The Actual Rule
- Spousal Elective Share in New York (2026): The Actual Rule
- Spousal Elective Share in North Carolina (2026): The Actual Rule
- Spousal Elective Share in North Dakota (2026): The Actual Rule
- Spousal Elective Share in Ohio (2026): The Actual Rule
- Spousal Elective Share in Oklahoma (2026): The Actual Rule
- Spousal Elective Share in Oregon (2026): The Actual Rule
- Spousal Elective Share in Pennsylvania (2026): The Actual Rule
- Spousal Elective Share in Rhode Island (2026): The Actual Rule
- Spousal Elective Share in South Carolina (2026): The Actual Rule
- Spousal Elective Share in South Dakota (2026): The Actual Rule
- Spousal Elective Share in Tennessee (2026): The Actual Rule
- Spousal Elective Share in Texas (2026): The Actual Rule
- Spousal Elective Share in Utah (2026): The Actual Rule
- Spousal Elective Share in Vermont (2026): The Actual Rule
- Spousal Elective Share in Virginia (2026): The Actual Rule
- Spousal Elective Share in Washington (2026): The Actual Rule
- Spousal Elective Share in West Virginia (2026): The Actual Rule
- Spousal Elective Share in Wisconsin (2026): The Actual Rule
- Spousal Elective Share in Wyoming (2026): The Actual Rule
- Spouse Needs a Nursing Home: The Money Rules
- Surviving Spouse: The Financial Decisions
T
- Tennessee Community Spouse Resource Maintenance Allowance: The Year of Your Snapshot Decides Your Numbers
- Texas Spousal Protected Resource Amount: One Half, Bounded by Federal Figures the Handbook Never Prints
- The Divorced-Spouse Ten-Year Rule Is a Cliff
- The FERS Survivor Election: 10% for 50%, and What It Carries
- The Four Things a QDRO Must Say or the Plan Rejects It
- The HECM Non-Borrowing Spouse Rule: Decided at Closing, Not Afterwards
- The Two-Year Widow Filing Status Requires a Dependent Child
- The Widow’s Penalty and Inherited Accounts (2026)
- The Widow’s Penalty Calculator: Same Income, Single Brackets
- The Year of Death Is the Last Year You File Jointly
- The Younger Spouse’s Health Insurance Bridge
- TSP Spousal Rights: Four Different Answers
U
V
- Vermont Community Spouse Resource Allowance: The Maximum Is Deducted, and Transfers Close at the First Review
- Virginia Community Spouse Resource Allowance: Four Routes, and a Number Dated 2024
W
- Washington Community Spouse Resource Allocation: Which Rule Applies Depends on the Year Care Began
- Washington Extends Community Property to Registered Domestic Partners
- West Virginia Community Spouse Asset Share: A Five-Step Calculation, and a Figure Its Own Manual Contradicts
- What a QDRO Costs: Two Published Federal Numbers
- When a Spouse Dies: Filing Status, Step-Up, and the Deadlines That Follow
- Who Pays for the Forensic Accountant in a Gray Divorce
- Who Pays for the QDRO?
- Wisconsin Community Spouse Asset Share: A $50,000 Floor, Far Above the Federal Minimum
- Wyoming Community Spouse Resource Allowance: A Subtraction, Then a $2,000 Test