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Updated September 28, 2026. Quick answer: $25,000 for the Fund Strategist Portfolio Program. Frost Investment Services’ own Form ADV Part 2A brochure states this figure directly, and the brochure does not offer a general waiver for it. At that minimum, Frost Investment Services’ own published fee schedule works out to $245 a year.
The minimum, in the firm’s own words
“FUND STRATEGIST PORTFOLIO PROGRAM … PROGRAM MINIMUM IS $25,000”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| the Fund Strategist Portfolio Program | $25,000 | $245 | No stated waiver |
| Source: Frost Investment Services, LLC Investment Advisory Services Schedule of Fees, September 1, 2024 | |||
Frost Investment Services’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,450 |
| $500,000 | $4,900 |
| $1,000,000 | $9,800 |
| $2,000,000 | $19,600 |
What else to know
Frost’s other programs carry much higher minimums priced on different fee schedules: its Advisor Model Management and Unified Managed Accounts programs both require $250,000 (rising to $1,000,000 or $2,000,000 for a customized portfolio).
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Frost Investment Services’ own published fee schedule runs $4,900 a year; see the full dollar breakdown from Frost Investment Services’ own fee disclosure across several account sizes. Read our full review of Frost Investment Services before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave Frost Investment Services, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Frost Investment Services, LLC Investment Advisory Services Schedule of Fees (September 1, 2024): https://www.frostbank.com/dam/Docs/AgreementsAndDisclosures/Personal/Brokerage/ManagedAccountsFeeSchedule.pdf
- SEC Investment Adviser Public Disclosure, Frost Investment Services, LLC (CRD #286129): https://adviserinfo.sec.gov/firm/summary/286129
- Frost Investment Services, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/286129/PDF/286129.pdf
Methodology. This page was built September 28, 2026, quoting directly from Frost Investment Services’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.