Updated October 4, 2026. Quick answer: No. Alaska does not tax 401(k) or IRA withdrawals, because the state has no individual income tax. The Department of Revenue says “The State of Alaska currently does not have an individual income tax”. Federal tax on the withdrawal still applies.
Hold a 403(b) or 457(b)? What the state’s own documents say about taxing those withdrawals: does Alaska tax 403(b) and 457(b) withdrawals.
Withdrawing from an IRA or 401(k)? Whether the state withholds tax from it, from its own documents: Alaska tax withholding on IRA and 401(k) withdrawals.
Taking money out of your TSP? How the state taxes it, from its own tax documents: Does Alaska tax TSP withdrawals?.
Contributing to an HSA? How the state taxes it, from its own tax documents: Does Alaska tax HSA contributions?.
What Alaska does with 401(k) and IRA withdrawals
The same page draws the payroll consequence: “therefore no employee withholding for state income tax is required”. The page speaks of personal income generally and does not name 401(k) or IRA accounts, and no statute page could be read for this page, so the answer rests on that one Department statement.
| Item | What the documents say |
|---|---|
| Treatment | Not taxed by the state: no individual income tax |
| State rate on a withdrawal | None |
| Source | Alaska Department of Revenue, Tax Division |
A $40,000 withdrawal
A $40,000 withdrawal from a traditional 401(k) or IRA adds $0 of Alaska income tax. Your federal return still includes the withdrawal.
What changes in 2026
No change for 2026 appears in the document read for this page.
Federal rules
The state’s treatment sits on top of the federal one. The IRS explains the federal tax on these withdrawals in Publication 590-B, Distributions from Individual Retirement Arrangements and Publication 575, Pension and Annuity Income.
Related: whether Alaska taxes pensions, how Alaska taxes retirement income, whether Alaska taxes Roth conversions, and the state-by-state table of 401(k) and IRA withdrawal tax.
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Answer againSources
- Personal Income (Tax Types) page, Alaska Department of Revenue Tax Division: https://tax.alaska.gov/programs/programs/index.aspx?10001
Sources: the primary documents linked above, read on October 4, 2026. General information, not tax advice. Your own facts decide the outcome, and a preparer, the plan administrator or the agency itself is the right place to confirm anything consequential.