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Updated September 28, 2026. Quick answer: Threadline Wealth (formerly Moss Adams Wealth Advisors) is registered with the SEC as an investment adviser (CRD #108917, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $6,250 a year under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its own fee brochure and current SEC registration confirm today; it does not assess fiduciary status or account minimums.
Threadline Wealth (formerly Moss Adams Wealth Advisors) at a glance
| Fact | What Threadline Wealth (formerly Moss Adams Wealth Advisors)’s own pages say |
|---|---|
| Legal entity | Moss Adams Wealth Advisors LLC d/b/a Threadline Wealth |
| Registration | Moss Adams Wealth Advisors LLC d/b/a Threadline Wealth is registered with the SEC as an investment adviser (CRD #108917, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $6,250 a year, per its own current brochure |
| Minimum to open an account | Not assessed in this review; see Item 5 of its Form ADV Part 2A |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What Threadline Wealth (formerly Moss Adams Wealth Advisors)’s own fee schedule charges
The legal entity is Moss Adams Wealth Advisors LLC, which now operates under the Threadline Wealth brand, and the SEC record also lists Financial Security Group, L.L.C. as an other name. The current brochure is titled Threadline Wealth. The priced figure is the private client schedule that the brochure says applies to individual and private clients.
“$1,000,000 and under 1.25% $1,000,001 to $2,000,000 1.00% $2,000,001 to $5,000,000 0.75% $5,000,001 to $10,000,000 0.50% $10,000,001 and above 0.25% Fees are calculated on a graduated basis.”
The brochure states that fees are calculated on a graduated basis and gives its own example of a $2,000,000 account paying 1.25% on the first $1,000,000 and 1.00% on the next $1,000,000, so each balance is priced by stacking the bands. The brochure discloses no minimum annual fee for advisory services, so no floor applies. The firm may aggregate related accounts at its discretion and reserves the right to negotiate fees, so the schedule is a published standard and not a guaranteed charge. The brochure carries only a month and year, May 2026, as its date.
What the same brochure says about fees charged on top of this schedule: “Third-party investment managers charge separate fees in addition to the advisory fees charged by Threadline Wealth.” The table below is the firm’s own advisory fee schedule and does not include any such additional fee.
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,125 |
| $500,000 | $6,250 |
| $1,000,000 | $12,500 |
| $2,000,000 | $22,500 |
These figures come directly from Threadline Wealth (formerly Moss Adams Wealth Advisors)’s own current fee brochure, cited in Sources below.
Registration
Moss Adams Wealth Advisors LLC d/b/a Threadline Wealth is registered with the SEC as an investment adviser (CRD #108917, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity).
What it costs to leave
Moss Adams Wealth Advisors LLC d/b/a Threadline Wealth’s Form ADV Part 2A states “Either the client or Threadline Wealth may terminate the advisory relationship at any time by written notice in accordance with the terms of the applicable advisory agreement.” Moss Adams Wealth Advisors LLC d/b/a Threadline Wealth names two possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets” Fidelity Investments discloses no comparable line item (an honest gap).
The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (May 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046533
- SEC IAPD firm summary (CRD #108917, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/108917
Methodology. This page was built September 28, 2026, drawing directly on Threadline Wealth (formerly Moss Adams Wealth Advisors)’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. Where exit-fee facts are cited, they trace to the named custodian’s own published schedule. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Threadline Wealth (formerly Moss Adams Wealth Advisors)’s own Form ADV Part 2A and Form CRS. We have not used Threadline Wealth (formerly Moss Adams Wealth Advisors) as a client. Threadline Wealth (formerly Moss Adams Wealth Advisors) did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.