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Updated September 28, 2026. Quick answer: Flynn Zito Capital Management states a maximum annual fee of 1.75% for its Comprehensive Wealth Management service in its Form ADV Part 2A (February 2026); in LPL sponsored advisory programs the combined firm and LPL program fee can be up to 2.50%. At 1.75%, that runs up to $8,750 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A (February 2026): “The maximum annual fee charged for this service will not exceed 1.75%. The signed custodian’s account application establishes the agreed upon fee at the inception of the account and is subject to subsequent revisions. Our firm has discretion to lower advisory fees for our advisory clients.”
Note: CRD 152689 was confirmed ACTIVE and SEC registered through a live SEC IAPD lookup on September 28, 2026. Flynn Zito Capital Management, LLC of Garden City, New York is the registered adviser, and the public record also lists FZCM as another name. The firm reports about $773.9 million in regulatory assets under management. The priced figure is the stated maximum advisory fee for its Comprehensive Wealth Management service, and the brochure lists individuals and high net worth individuals among its clients.
The published maximum: 1.75% per year (The priced figure is the 1.75% stated maximum for the Comprehensive Wealth Management service. The Investment Management service carries a lower stated maximum of 1.65%, and retirement plan consulting has its own maximum of 1.00% of plan assets, neither of which is priced here. For accounts in an LPL sponsored advisory program, the account fee charged by LPL is negotiable and the combined fee for the firm’s management fee and the LPL program fee is stated to be up to 2.50%, so the total in those programs can run above the priced figure. Transaction charges, holdings charges, fund expenses, sales loads, 12b-1 fees, mark ups, wire fees and similar custodian or fund costs are separate and are not part of the priced figure.).
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $4,375 | 1.75% |
| $500,000 | $8,750 | 1.75% |
| $1,000,000 | $17,500 | 1.75% |
| $2,000,000 | $35,000 | 1.75% |
Each balance is priced at the stated 1.75% maximum annual fee applied to the whole account value. The brochure bills on the value of the account including cash and cash equivalents. It discloses no minimum annual dollar fee for this service, so no floor applies. These are ceiling figures, not typical charges: the brochure says fees are negotiable, that the firm has discretion to lower them, and that many legacy clients pay differently from the stated maximum.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Flynn Zito Capital Management’s stated Comprehensive Wealth Management maximum of 1.75% runs up to $8,750 a year, and up to $12,500 at the 2.50% combined LPL-program maximum.
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- Form ADV Part 2A (February 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011852
- SEC Investment Adviser Public Disclosure, FLYNN ZITO CAPITAL MANAGEMENT, LLC (CRD #152689): https://adviserinfo.sec.gov/firm/summary/152689
- FLYNN ZITO CAPITAL MANAGEMENT, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/152689/PDF/152689.pdf
Methodology. This page was built September 28, 2026, drawing on Flynn Zito Capital Management’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm before publication is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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