Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Prime Capital Financial is registered with the SEC as an investment adviser (CRD #288712, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $12,500 a year (the published maximum, which the firm says is negotiable) under its published fee schedule. Already a client and thinking about leaving? Budget $50 at Schwab, $150 at Pershing, or $125 at LPL Financial, depending on your custodian. This review covers what its own fee brochure and current SEC registration confirm today; it does not assess fiduciary status or account minimums.
Prime Capital Financial at a glance
| Fact | What Prime Capital Financial’s own pages say |
|---|---|
| Legal entity | Prime Capital Investment Advisors, LLC |
| Registration | Prime Capital Investment Advisors, LLC is registered with the SEC as an investment adviser (CRD #288712, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | Up to $12,500 a year (the published maximum, which the firm says is negotiable), per its own current brochure |
| Minimum to open an account | Not assessed in this review; see Item 5 of its Form ADV Part 2A |
| Cost to leave (exit fee) | $50 at Schwab, $150 at Pershing, or $125 at LPL Financial, depending on your custodian |
What Prime Capital Financial’s own fee schedule charges
IAPD lists the primary business name as Prime Capital Financial, while the brochure cover still names Prime Capital Investment Advisors, LLC; the firm also operates under other names such as Prime Capital Wealth Management. The priced figure is the stated maximum for its standard asset management program for individual clients.
“fees for asset management services, excluding such services pursuant to a Performance-Based Advisory Services Agreement, most often range between 1.00% and 1.50%, but will not be below 0.25% or above 2.50% of the assets held in the account. Fees charged for our asset management services are negotiable”
Prime Capital publishes a stated maximum annual asset management fee of 2.50% of account assets rather than a tiered schedule, so each balance is priced at that maximum. The brochure discloses no minimum annual dollar fee for this program, so no floor applies. These are ceiling figures, not typical charges.
What the same brochure says about fees charged on top of this schedule: “In addition to the annual base fee based on the value of the client’s assets under management, we are compensated for our asset management services through a performance-based fee.” The table below is the firm’s own advisory fee schedule and does not include any such additional fee.
| Account balance | Annual fee |
|---|---|
| $250,000 | $6,250 |
| $500,000 | $12,500 |
| $1,000,000 | $25,000 |
| $2,000,000 | $50,000 |
These figures come directly from Prime Capital Financial’s own current fee brochure, cited in Sources below.
Registration
Prime Capital Investment Advisors, LLC is registered with the SEC as an investment adviser (CRD #288712, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity).
What it costs to leave
Prime Capital Investment Advisors, LLC’s Form ADV Part 2A states “A Prime Capital Financial advisory services or investment management agreement or the services pursuant to such agreements may be terminated by either party at any time without penalty with termination effective upon receipt of written notice.” Prime Capital Investment Advisors, LLC names five possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets” Pershing Advisor Solutions LLC’s own published fee schedule states “Account Termination” LPL Financial LLC’s own published fee schedule states “Outgoing Account Transfer” Fidelity Brokerage Services LLC / National Financial Services LLC and Goldman Sachs & Co. LLC disclose no comparable line item (an honest gap).
The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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Source: WiserAdvisor’s service descriptionSources
- Form ADV Part 2A (June 1, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1046845
- SEC IAPD firm summary (CRD #288712, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/288712
Methodology. This page was built September 28, 2026, drawing directly on Prime Capital Financial’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. Where exit-fee facts are cited, they trace to the named custodian’s own published schedule. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Prime Capital Financial’s own Form ADV Part 2A and Form CRS. We have not used Prime Capital Financial as a client. Prime Capital Financial did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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