Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Amerant Investments discloses a maximum, individually negotiated rate of 1.75% in its Form ADV Part 2A (April 22, 2026). Converted to dollars, that runs $8,750 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A (April 22, 2026): “The specific manner in which fees are charged by AMTI is established in the client’s written agreement with AMTI and consists of an annual advisory fee of up to 1.75% computed on average daily balances and charged quarterly. Advisory fees are negotiable on the basis of total assets being invested under the program, and when third-parties are utilized do not to exceed a maximum annual fee of 3%.”
Note: CRD 117284 is ACTIVE and SEC registered per a live IAPD lookup performed this session (isSECRegistered: Y, iaScope: ACTIVE). The firm’s current registered legal name is Amerant Investments, Inc, a dually registered broker-dealer and investment adviser wholly owned by Amerant Bank, N.A. and formerly known as Mercantil Investment Services / CommerceBank Investment Services. This session’s brochure, an April 22, 2026 Form ADV Part 2A re-fetched directly from IAPD, extracted cleanly as text using pymupdf and states the firm managed approximately $782 million in client assets, of which approximately $482 million on a discretionary basis, as of December 31, 2025; this figure comes directly from the firm’s own regulatory brochure text read this session, not a secondary aggregator, resolving the AUM ambiguity a prior research pass flagged when it could only extract text from an older copy of the firm’s wrap-fee brochure on its own website. The priced schedule is the firm’s standard, non-wrap advisory-fee ceiling for individual and high-net-worth clients.
The published maximum: 1.75% per year (For clients who use the UMA platform within the Portfolio Advisory Services program, a separate third-party sub-advisor fee is deducted from the account in addition to AMTI’s own advisory fee, and the brochure states that when third parties are utilized the combined total does not exceed a maximum annual fee of 3%, above the 1.75% base ceiling priced here. Clients invested in AMTI’s proprietary UCITS ETF are also charged an additional 85 basis point management fee described in the brochure as an addition to the client’s advisory fee.).
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $4,375 | 1.75% |
| $500,000 | $8,750 | 1.75% |
| $1,000,000 | $17,500 | 1.75% |
| $2,000,000 | $35,000 | 1.75% |
The brochure states a single advisory-fee ceiling of up to 1.75% of average daily balances; that rate is applied directly to each balance shown, running from $4,375 at $250,000 to $35,000 at $2,000,000. No minimum dollar fee is disclosed for this program, so none is applied as a floor, and these figures exclude the separate sub-advisor and proprietary-ETF fees that can apply on top of the base advisory fee for certain accounts.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Amerant Investments’s own published maximum rate runs up to $8,750 a year.
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- Form ADV Part 2A (April 22, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042278
- SEC Investment Adviser Public Disclosure, Amerant Investments, Inc. (CRD #117284): https://adviserinfo.sec.gov/firm/summary/117284
- Amerant Investments, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/117284/PDF/117284.pdf
Methodology. This page was built September 28, 2026, drawing on Amerant Investments’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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