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Updated September 28, 2026. Quick answer: NovaPoint Capital publishes a single negotiable rate of 1.0% in its Form ADV Part 2A (March 23, 2026). Converted to dollars, that runs $5,000 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Mercer Advisors Fees (2026) and Modera Wealth Management Fees (2026).
More on this firm: NovaPoint Capital Minimum Investment.
The published numbers
From the Form ADV Part 2A (March 23, 2026): “The annual fee for investment management services is 1% of assets under management. Fees are calculated on an average daily value and billed monthly in arrears. Certain accounts are billed quarterly in arrears using the same methodology. Fees are negotiable.”
Note: CRD 173663 was confirmed ACTIVE and SEC registered via a live IAPD lookup performed this session. NovaPoint’s own brochure states $536,175,160 in Regulatory Assets Under Management as of December 31, 2025. The priced fee is the firm’s single published investment-management rate, which applies uniformly to its individual, high-net-worth, and institutional advisory clients; NovaPoint also does business as Cobalt Advisory Network LLC per its current IAPD registration.
The published rate: 1.0% per year, which the brochure says is negotiable.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $2,500 | 1.00% |
| $500,000 | $5,000 | 1.00% |
| $1,000,000 | $10,000 | 1.00% |
| $2,000,000 | $20,000 | 1.00% |
NovaPoint publishes a single flat annual rate of 1% of assets under management, so each balance is simply priced at that rate. No minimum annual dollar fee is disclosed in the brochure, so no floor applies at any of the balances shown.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, NovaPoint Capital’s own published maximum rate runs up to $5,000 a year.
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- Form ADV Part 2A (March 23, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028893
- SEC Investment Adviser Public Disclosure, NovaPoint Capital LLC (CRD #173663): https://adviserinfo.sec.gov/firm/summary/173663
- NovaPoint Capital LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/173663/PDF/173663.pdf
Methodology. This page was built September 28, 2026, drawing on NovaPoint Capital’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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