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Updated September 28, 2026. Quick answer: Coldstream Wealth Management is registered with the SEC as an investment adviser (CRD #108805, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $10,000 a year under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
Coldstream Wealth Management at a glance
| Fact | What Coldstream Wealth Management’s own pages say |
|---|---|
| Legal entity | Coldstream Capital Management, Inc. |
| Registration | Coldstream Capital Management, Inc. is registered with the SEC as an investment adviser (CRD #108805, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $10,000 a year, per its own current brochure |
| Minimum to open an account | See the minimum-investment page for Coldstream Wealth Management |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What Coldstream Wealth Management’s own fee schedule charges
The CRD is registered under the legal name “Coldstream Capital Management, Inc.,” doing business as “Coldstream Wealth Management” (per the brochure’s own cover page). Coldstream separately states a $150,000 minimum management fee specifically for its Family Office service; this page cites the $10,000 minimum for its private wealth management clients instead, the firm’s general service.
“The current Coldstream standard fee schedule is as follows: The minimum management fee for private wealth management is $10,000. Minimum management fees for Family Office management is $150,000. The minimum may be waived at Coldstream’s discretion. Fees for investment management services are negotiable and range up to 1%, based on the size and complexity of the services required to manage the assets.”
Coldstream’s brochure states fees for investment management services are negotiable and range up to 1%, with a $10,000 minimum management fee for private wealth management clients; each balance is priced at 1% of assets subject to that $10,000 floor: $10,000 / $10,000 / $10,000 / $20,000 (the 1% rate exceeds the $10,000 floor only at $2,000,000).
| Account balance | Annual fee |
|---|---|
| $250,000 | $10,000 |
| $500,000 | $10,000 |
| $1,000,000 | $10,000 |
| $2,000,000 | $20,000 |
See the full breakdown, including how the figure is calculated, on Coldstream Wealth Management’s own fee page.
Registration
Coldstream Capital Management, Inc. is registered with the SEC as an investment adviser (CRD #108805, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for Coldstream Wealth Management.
What it costs to leave
Coldstream Wealth Management’s Form ADV Part 2A makes termination effective immediately on written notice, with fees pro-rated and refunded. Coldstream’s own brochure names Charles Schwab & Co., Inc. and Fidelity as its custodians; Schwab’s standard outgoing-transfer fee is $50.
Full mechanics and sources: how to leave Coldstream Wealth Management.
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- Coldstream ADV Disclosure Brochure (Form ADV Part 2A) (March 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032851
- SEC IAPD firm summary (CRD #108805, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/108805
Methodology. This page was built September 28, 2026, drawing directly on Coldstream Wealth Management’s own current fee brochure, linked above, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for Coldstream Wealth Management; where the exit-fee page already exists it is linked above and drawn from that already-sourced page. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Coldstream Wealth Management’s own Form ADV Part 2A and Form CRS. We have not used Coldstream Wealth Management as a client. Coldstream Wealth Management did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
What does it take to open an account? See Coldstream Wealth Management’s minimum investment, straight from its own Form ADV Part 2A brochure.
Comparing Coldstream Wealth Management against other options? See Coldstream Wealth Management alternatives, including a lower-fee full-service firm, a flat-fee route and a robo/hybrid.
Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.