Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: Wealth Enhancement Group is less expensive at $500,000: $7,500 a year, versus $12,500 a year for Kestra (Kestra Private Wealth Services / Kestra Advisory Services), computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | Kestra (Kestra Private Wealth Services / Kestra Advisory Services) (annual fee) | Wealth Enhancement Group (annual fee) |
|---|---|---|
| $250,000 | $6,250 | $3,750 |
| $500,000 | $12,500 | $7,500 |
| $1,000,000 | $25,000 | $12,500 |
| $2,000,000 | $50,000 | $25,000 |
Kestra (Kestra Private Wealth Services / Kestra Advisory Services) discloses a maximum, individually negotiated rate of 2.5% (Kestra Advisory Services, LLC Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1), August 20, 2026); Wealth Enhancement Group discloses a tiered schedule starting at 1.50% (Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure, March 2026).
What the fee includes, in each firm’s own words
Kestra (Kestra Private Wealth Services / Kestra Advisory Services) (Kestra Advisory Services, LLC Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1), August 20, 2026): “All fees are negotiable, subject to the maximum amount set forth below. FSP Fee Schedule Fee Type Assets Minimum Maximum Manager Fee $5,000+ 0.02% 0.45% Advisor Fee $5,000+ 0.00% 2.48% Client Fee $5,000+ 0.02% 2.50% … Client Fee is the sum of the Advisor Fee plus the Manager Fee. In instances where the maximum Advisor Fee plus the Manager Fee would exceed 2.5 percent, the Advisor fee is reduced so the Client Fee does not exceed 2.5 percent.” Fund Strategist Portfolios (FSP) Program – Client Fee (Advisor Fee + Manager Fee), $5,000+ accounts: 0.02% min – 2.50% max; Separately Managed Accounts (SMA) Program – Client Fee, $100,000+ accounts: 0.02% min – 2.50% max; Unified Managed Account (UMA) Program – Client Fee, $5,000+ accounts: 0.02% min – 2.50% max; APM-Wrap / most other AdvisorEnterprise programs – Maximum Client Fee: 2.50%; One passive/index-model program – Maximum Client Fee (lower cap): 1.50%.
Kestra’s advisory fee is entirely advisor-negotiated within a published floor/ceiling band; across its AdvisorEnterprise programs (FSP, SMA, UMA, APM-Wrap, etc.) the Client Fee ranges from about 0.02% up to a firm-wide Maximum Client Fee of 2.5% (one narrower passive-model program caps at 1.5%). No fixed dollar-bracket schedule is disclosed – the rate a given client pays is set individually by their Advisor within that band. dollar_at values apply the 2.5% ceiling uniformly as the worst-case maximum (250,000 x 0.025 = $6,250; 500,000 x 0.025 = $12,500; 1,000,000 x 0.025 = $25,000; 2,000,000 x 0.025 = $50,000). Kestra Private Wealth Services, LLC (CRD 155193, SEC file 801-71936), the second Kestra RIA entity, publishes an identical negotiable/2.5%-ceiling structure in its own Form ADV Part 2A/Appendix 1 brochures (also downloaded to sources/kestra/), so the two entities are not in conflict; Kestra Advisory Services was used as the primary citation as the larger/parent RIA (formerly NFP Advisor Services).
Wealth Enhancement Group (Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure, March 2026): “For clients with flat fee schedules, the sample charges are below, actual fees may be higher or lower: Sample Flat-Rate Based Fees Portfolio Size Annual % $999,999 or less 1.50% $1,000,000–$2,000,000 1.25% Over $2,000,000 1.00% … Based upon the sample schedule above, the annual fee examples are listed below: A client with $500,000 would be charged 1.50% annually, billed monthly or quarterly. A client with $1,500,000 would be charged 1.25% annually, billed monthly or quarterly. A client with $2,500,000 would be charged 1.00% annually, billed monthly or quarterly.”
This is WEAS’s own disclosed ‘Sample Flat-Rate Based Fees’ table (explicitly labeled a sample – actual advisory fees are individually negotiated per client by the WEAS financial advisor, capped firm-wide at a stated maximum of 2% per year). It is a whole-balance (breakpoint) schedule, not marginal: the single rate for the bracket the account falls into applies to the entire balance. $250,000 and $500,000 both fall in the ‘$999,999 or less’ bracket -> x1.50% ($3,750 and $7,500 – the $500,000 figure is confirmed verbatim by the document’s own worked example). $1,000,000 falls at the bottom of the ‘$1,000,000-$2,000,000’ bracket -> x1.25% = $12,500. $2,000,000 is treated as the inclusive top of the same bracket (the ‘Over $2,000,000’ bracket read as strictly greater than $2,000,000) -> x1.25% = $25,000.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Kestra (Kestra Private Wealth Services / Kestra Advisory Services) runs $12,500 a year and Wealth Enhancement Group runs $7,500 a year: a difference of $5,000 a year at that balance.
Want the full breakdown for either firm on its own? Read the Kestra (Kestra Private Wealth Services / Kestra Advisory Services) fee page or the Wealth Enhancement Group fee page for the complete tier table and source citations.
Comparing these two against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Kestra Advisory Services, LLC Wrap Fee Program Brochure (Form ADV Part 2A, Appendix 1) (August 20, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055475
- SEC Investment Adviser Public Disclosure, Kestra Advisory Services, LLC (“Kestra AS”) (CRD #283330): https://adviserinfo.sec.gov/firm/summary/283330
- Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure (March 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027605
- SEC Investment Adviser Public Disclosure, Wealth Enhancement Advisory Services, LLC (CRD #116407): https://adviserinfo.sec.gov/firm/summary/116407
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Kestra (Kestra Private Wealth Services / Kestra Advisory Services) and Wealth Enhancement Group from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.