Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: Vanguard Personal Advisor is less expensive at $500,000: $1,750 a year, versus $7,500 a year for Savant Wealth Management, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | Savant Wealth Management (annual fee) | Vanguard Personal Advisor (annual fee) |
|---|---|---|
| $250,000 | $3,750 | $875 |
| $500,000 | $7,500 | $1,750 |
| $1,000,000 | $15,000 | $3,500 |
| $2,000,000 | $30,000 | $7,000 |
Savant Wealth Management discloses a maximum, individually negotiated rate of 1.5% (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026); Vanguard Personal Advisor discloses a published gross rate of 0.35% (Vanguard Digital Advisor and Vanguard Personal Advisor Brochure (Form ADV Part 2A), 2026-08-20).
What the fee includes, in each firm’s own words
Savant Wealth Management (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026): “Our fees for comprehensive wealth management services range from an annualized rate of 0.50% to 1.50% based upon total assets under management and/or advisement and the complexity of the client services required and/or provided, and the market where the client is located.”
Savant discloses a range (0.50%–1.50%) rather than dollar breakpoints; where a given client lands in that range depends on AUM, service complexity, and location, none of which is further quantified in the brochure. To avoid understating cost, the dollar figures apply the top of the disclosed range (1.50%) as a flat ceiling rate to each balance (balance x 0.015); an individual client’s actual fee could be lower, especially at higher balances.
Vanguard Personal Advisor (Vanguard Digital Advisor and Vanguard Personal Advisor Brochure (Form ADV Part 2A), 2026-08-20): “Personal Advisor’s annual gross advisory fee for Vanguard Brokerage Accounts is 0.35% for its all‐index investment options and 0.40% for the exclusive active/index mix. … Enrollments in Personal Advisor require an aggregate $50,000 balance or greater” All-index investment option (any enrolled balance; $50,000 aggregate minimum to enroll): 0.35%; Active/index mix investment option (any enrolled balance): 0.40%.
Flat (non-tiered) gross advisory fee applied to the entire enrolled Vanguard Brokerage Account balance regardless of balance size: 0.35% for the all-index investment option (used here as the base case) or 0.40% if the active/index mix is elected. Dollar figures = balance x 0.0035. This is Vanguard’s disclosed gross fee before the affiliate-revenue credit that Vanguard also applies (which further lowers the net fee actually charged, per the same brochure); the gross rate is used here because it is the stated contractual rate, not an estimate.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Savant Wealth Management runs $7,500 a year and Vanguard Personal Advisor runs $1,750 a year: a difference of $5,750 a year at that balance.
Want the full breakdown for either firm on its own? Read the Savant Wealth Management fee page or the Vanguard Personal Advisor fee page for the complete tier table and source citations.
Comparing these two against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Savant Wealth Management Form ADV Part 2A Firm Brochure (July 30, 2026): https://savantwealth.com/wp-content/uploads/2026/07/Savant-ADV-Part-2A-July-2026.pdf
- SEC Investment Adviser Public Disclosure, Savant Capital, LLC dba Savant Wealth Management (CRD #107271): https://adviserinfo.sec.gov/firm/summary/107271
- Vanguard Digital Advisor and Vanguard Personal Advisor Brochure (Form ADV Part 2A) (2026-08-20): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055528
- SEC Investment Adviser Public Disclosure, Vanguard Advisers, Inc. (CRD #106715): https://adviserinfo.sec.gov/firm/summary/106715
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Savant Wealth Management and Vanguard Personal Advisor from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.