Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: CAPTRUST is less expensive at $500,000: $6,250 a year, versus $12,500 a year for UBS, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | CAPTRUST (annual fee) | UBS (annual fee) |
|---|---|---|
| $250,000 | $3,125 | $6,250 |
| $500,000 | $6,250 | $12,500 |
| $1,000,000 | $12,500 | $25,000 |
| $2,000,000 | $22,500 | $50,000 |
CAPTRUST discloses a tiered schedule starting at 1.25% (CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure, March 27, 2026); UBS discloses a maximum, individually negotiated rate of 2.5% (UBS Financial Services Inc. Form ADV Part 2A Brochure (PMP/AAP fee schedule), March 31, 2026).
What the fee includes, in each firm’s own words
CAPTRUST (CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure, March 27, 2026): “Advisory fees, minimum account sizes, and services are negotiable and detailed in the advisory agreement. Advisory fees generally will be calculated as a percentage of total assets under management. Adviser’s standard fee schedule, effective January 1, 2026, is as follows: Annual Advisory Fees Assets Under $10 Million at Initial Funding First $1M at 1.25% Next $1M at 1.00% Next $3M at 0.85% Assets over $5M at .70%”
CAPTRUST’s standard fee schedule (effective January 1, 2026) is marginal/tiered like a tax bracket. At $250,000 and $500,000 the entire balance falls in the first $1M tier, so the fee is balance x 1.25% ($3,125 and $6,250). At $1,000,000 the fee is $1,000,000 x 1.25% = $12,500. At $2,000,000 the fee is ($1,000,000 x 1.25%) + ($1,000,000 x 1.00%) = $12,500 + $10,000 = $22,500.
UBS (UBS Financial Services Inc. Form ADV Part 2A Brochure (PMP/AAP fee schedule), March 31, 2026): “UBS Investment Advisory Fee Schedule, Maximum Fee: All Assets and strategy types (Equity, Balanced and Fixed Income Accounts): 2.50%.”
UBS’s core retail advisory programs (Portfolio Management Program, Advisor Allocation Program) disclose a flat 2.50% maximum, negotiable rate rather than a published breakpoint table. UBS does publish a genuine tiered dollar schedule for Institutional Consulting, but that program requires a $5,000,000 minimum and is not representative of a typical account.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, CAPTRUST runs $6,250 a year and UBS runs $12,500 a year: a difference of $6,250 a year at that balance.
Want the full breakdown for either firm on its own? Read the CAPTRUST fee page or the UBS fee page for the complete tier table and source citations.
Thinking about leaving one of these firms instead of pricing what you would pay to stay? See what it costs to leave UBS, or read the general mechanics of switching financial advisors.
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Source: WiserAdvisor’s service descriptionSources
- CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure (March 27, 2026): https://www.captrust.com/wp-content/uploads/2026/03/2026-CAPTRUST-Form-2A-Wealth-Client-Brochure-FINAL.pdf
- SEC Investment Adviser Public Disclosure, CAPTRUST Financial Advisors (CRD #175112): https://adviserinfo.sec.gov/firm/summary/175112
- UBS Financial Services Inc. Form ADV Part 2A Brochure (PMP/AAP fee schedule) (March 31, 2026): https://www.ubs.com/us/en/wealth-management/about-us/disclosure-documents.html
- SEC Investment Adviser Public Disclosure, UBS Financial Services Inc. (CRD #8174): https://adviserinfo.sec.gov/firm/summary/8174
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for CAPTRUST and UBS from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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