Guides › Financial Advisor Fees
Updated September 23, 2026. Quick answer: Acorns does not impose a minimum account size for its Acorns Invest Account. Its own brochure states there is no minimum account size, and that most clients can begin investing with as little as five dollars ($5).
The minimum, in the firm’s own words
“There is no minimum account size. Most clients can begin investing with as little as five dollars ($5) and continue investing five dollars ($5) or more at a time into their Acorns account(s).”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Acorns Invest Account | None; no minimum account size | Varies with account size | N/A (no minimum is imposed) |
| Source: Acorns Advisers, LLC Wrap Fee Program Brochure, August 3, 2026 | |||
Acorns’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $48 |
| $500,000 | $48 |
| $1,000,000 | $48 |
| $2,000,000 | $48 |
What else to know
Acorns’ own brochure states there is no minimum account size at all; most clients start with as little as $5. Its flat monthly subscription fee (Bronze/Silver/Gold) does not change with account balance, so it applies from the very first dollar.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Acorns’ own published fee schedule runs $48 a year; see the full dollar breakdown from Acorns’ own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave Acorns, or read the general mechanics of switching financial advisors.
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Just comparing fees? Keep reading the fee guide.Optional next step
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- Acorns Advisers, LLC Wrap Fee Program Brochure (August 3, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053710
- SEC Investment Adviser Public Disclosure, Acorns Advisers, LLC (CRD #165926): https://adviserinfo.sec.gov/firm/summary/165926
- Acorns Advisers, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/165926/PDF/165926.pdf
Methodology. This page was built September 23, 2026, quoting directly from Acorns’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Weighing whether to move ahead? Read the full Acorns review, including its fiduciary status and what it costs to leave.
How much do you need to open an account? Compare the minimum investment at 128 advisory firms, each taken from the firm’s own Form ADV Part 2A brochure.