Guides › Financial Advisor Fees
Updated September 22, 2026. Quick answer: Mostly yes, with one carve-out. Beacon Pointe Advisors is registered with the SEC only as an investment adviser, so on your advisory account it owes you a fiduciary duty under the Investment Advisers Act of 1940. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.” A limited number of Beacon Pointe Advisors’ financial professionals are separately licensed to sell brokerage products in a different capacity, where the weaker Regulation Best Interest standard, not a fiduciary duty, applies instead.
How it’s registered
From Beacon Pointe Advisors, LLC Form CRS (March 31, 2026): “Beacon Pointe Advisors, LLC is registered with the Securities and Exchange Commission (“SEC”) as an investment adviser.”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
On commissions: “Some of our financial professionals earn additional compensation from insurance or brokerage commissions through activities outside of Beacon Pointe’s investment advisory services.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser (most clients) | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: up to $7,500 a year, 1.50% on a $500,000 account, the published maximum) | Beacon Pointe Advisors, LLC Form CRS, March 31, 2026 |
| As a dually licensed representative (limited) | Also FINRA-registered broker-dealer representative, separate capacity | Regulation Best Interest (not a fiduciary duty) | Yes | Beacon Pointe Advisors, LLC Form CRS, March 31, 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. Beacon Pointe Advisors discloses a published fee that runs up to $7,500 a year on a $500,000 account (the published maximum); see the full dollar breakdown from Beacon Pointe Advisors’ own fee disclosure before deciding whether the standard of conduct here changes your answer.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Beacon Pointe Advisors, LLC Form CRS (March 31, 2026): https://reports.adviserinfo.sec.gov/crs/crs_119290.pdf
- SEC Investment Adviser Public Disclosure, Beacon Pointe Advisors, LLC (CRD #119290): https://adviserinfo.sec.gov/firm/summary/119290
- Beacon Pointe Advisors, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/119290/PDF/119290.pdf
Methodology. This page was built September 22, 2026, quoting directly from Beacon Pointe Advisors’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
What does it actually take to open an account? See Beacon Pointe Advisors’s minimum investment, quoted verbatim from its own Form ADV Part 2A / wrap-fee brochure.
Weighing whether to move ahead? Read the full Beacon Pointe Advisors review, including its fiduciary status and what it costs to leave.
Comparing Beacon Pointe Advisors against other options? See Beacon Pointe Advisors alternatives, including a flat-fee route and a robo/hybrid, plus a lower-fee full-service firm.
How does this compare? See how 127 advisory firms are registered, from each firm’s own SEC record.