Guides › Financial Advisor Fees
Updated September 18, 2026. Quick answer: Carson Wealth discloses a maximum, individually negotiated rate of 2.5% in its CWM, LLC Form ADV Part 2A Brochure (December 2025). Converted to dollars, that runs $12,500 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: First Citizens Investor Services Fees (2026), First Command Advisory Services Fees (2026) and First Foundation Advisors Fees (2026).
The published numbers
From the CWM, LLC Form ADV Part 2A Brochure (December 2025): “The annual investment advisory fee charged range up to a maximum of 2.50% of the assets held in the account.”
The published maximum: 2.5% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $6,250 | 2.50% |
| $500,000 | $12,500 | 2.50% |
| $1,000,000 | $25,000 | 2.50% |
| $2,000,000 | $50,000 | 2.50% |
CWM, LLC (the SEC-registered adviser behind the Carson Wealth brand) discloses a single ceiling rate of 2.50% per year rather than a dollar-breakpoint table. Fees are individually negotiated based on advisor, account size, complexity, and other factors, and are typically lower than the ceiling for larger accounts. The dollar figures apply the disclosed 2.50% maximum as a flat rate to each balance (balance x 0.025), which represents a worst-case/ceiling estimate, not a guaranteed quote.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Carson Wealth’s own published maximum rate runs up to $12,500 a year.
Comparing Carson Wealth against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
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- CWM, LLC Form ADV Part 2A Brochure (December 2025): https://carsonhub.wpengine.com/wp-content/uploads/2026/02/CWM-LLC-ADV-Part-2A-December-2025.pdf
- SEC Investment Adviser Public Disclosure, CWM, LLC (CRD #155344): https://adviserinfo.sec.gov/firm/summary/155344
- CWM, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/155344/PDF/155344.pdf
Methodology. This page was built September 18, 2026, drawing on Carson Wealth’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Is Carson Wealth a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See Carson Wealth’s minimum investment, straight from its own Form ADV Part 2A brochure.
Thinking about leaving Carson Wealth instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
See how Carson Wealth compares directly, dollar for dollar: vs Betterment Premium, vs Charles Schwab, vs Empower Personal Wealth.
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Weighing whether to move ahead? Read the full Carson Wealth review, including its fiduciary status and what it costs to leave.
Comparing Carson Wealth against other options? See Carson Wealth alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.
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