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Edward Jones Minimum Investment (2026): What It Takes to Open an Account

Guides › Financial Advisor Fees

Updated September 18, 2026. Quick answer: $25,000 for Guided Solutions Flex. Edward Jones’ own Form ADV Part 2A brochure states this figure directly, and the brochure does not offer a general waiver for it. At that minimum, Edward Jones’ own published fee schedule works out to $350 a year.

The minimum, in the firm’s own words

“Your initial investment in a Guided Solutions Flex account must generally be at least $25,000.”

Minimum investment and what it would cost

ProgramMinimum investmentAnnual fee at that minimumWaivable?
Guided Solutions Flex$25,000$350No stated waiver
Source: Edward Jones Guided Solutions Flex Account Brochure (Form ADV Part 2A Wrap Fee Brochure), May 2, 2025

$25,000 sits entirely inside Edward Jones’s first marginal band (First $250,000 at a combined 1.40%): $25,000 x 1.40% = $350.

Edward Jones’s own fee schedule at other balances

Account balanceAnnual fee
$250,000$3,500
$500,000$6,875
$1,000,000$13,075
$2,000,000$23,375

What else to know

Edward Jones uses the word “generally,” which suggests some flexibility, but its brochure does not state anywhere that the $25,000 figure itself can be reduced or waived.

What a larger account would cost

The minimum is only the entry point. On a $500,000 account, Edward Jones’ own published fee schedule runs $6,875 a year; see the full dollar breakdown from Edward Jones’ own fee disclosure across several account sizes.

Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave Edward Jones, or read the general mechanics of switching financial advisors.

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Sources

Methodology. This page was built September 18, 2026, quoting directly from Edward Jones’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.

Weighing whether to move ahead? Read the full Edward Jones review, including its fiduciary status and what it costs to leave.

Comparing Edward Jones against other options? See Edward Jones alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.