Skip to content
Independent money guidance
Clear Money Guide
Start here
Menu

Does Connecticut Tax Social Security? (2026)

Updated September 5, 2026. Quick answer: Only above certain income levels. Connecticut fully exempts Social Security if federal AGI is under $75,000 (single/MFS) or $100,000 (joint/HOH); above that, at most 25% of benefits can end up taxed.

Confidence note: medium. This page is scoped to Social Security taxation specifically. For the state’s full retirement-tax picture (pensions, tax rates, estate and probate), see how Connecticut taxes retirement income generally.

How Connecticut taxes Social Security benefits

State personal income taxYes
Social Security treatmentPartly taxed, income-dependent
How it worksUnder Conn. Gen. Stat. § 12-701(a)(20)(x), a filer whose federal AGI is under $75,000 (single or married filing separately) or under $100,000 (married filing jointly, qualifying widow(er), or head of household) owes no Connecticut tax on Social Security at all; above those thresholds a formula caps the taxable share at 25% of benefits.
Income threshold / phase-outFull exemption below $75,000 (single/MFS) / $100,000 (MFJ/HOH/QW); a 25%-of-benefits cap applies above those levels.

Coordinate this with your overall retirement plan

An adviser can help weigh how much of your Social Security income actually reaches you after state tax, whether the timing of other withdrawals affects that, and how it fits the rest of your plan, but that does not replace the numbers in your own return.

Before you start, what actually happens. The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you hire anyone. The matching service is free to you and there is no obligation to hire anyone.

The Kapitalwise form opens here. You stay on this page.

What happens when you press the button

It requests contact details and phone verification by text. Nothing loads and nothing reaches Kapitalwise until you press the button. Submitting the form does not guarantee an adviser or a match. This matching form is not tax or legal advice.

Statute and sources

Governing citation: Conn. Gen. Stat. § 12-701(a)(20)(x).

Read September 5, 2026.

Related: how Connecticut taxes retirement income generally · does Connecticut tax Roth conversions? · Roth conversion taxes, all 51 jurisdictions.

General information drawn from each state’s own published statutes and revenue-department guidance, not legal, tax or financial advice. Figures and exemption amounts are current as of the date in the quick answer, are set by state law, and can change by future legislation; any pending bill named on this page is not yet law. This page cannot see your own return, which governs. We are not a law firm, a tax adviser, or a fiduciary, and this is not personalized advice.

See whether an adviser match is worth comparing