Updated August 7, 2026. Quick answer: the material we produce is free to reuse, adapt and republish — including commercially — with attribution, under Creative Commons Attribution 4.0. That covers our datasets, tables, charts, printable guides and workshop materials. You do not need permission and you do not need to tell us. It does not cover figures that belong to somebody else and are quoted on our pages — those belong to their publishers, and each page says which is which.
What this licence covers
- Our measured and compiled datasets — the state-law tables, the fee and cost studies, the figure register, and the CSV exports.
- Our charts, including the SVG files themselves. Each already carries its source line and our address inside the image, so the attribution travels even when the link does not.
- Our printable guides and workshop modules — the professional handouts and the educators’ kit.
- Our written analysis and framing — the way we have organised, explained or corrected something.
What it does not cover, and this matters
Third-party figures we quote are not ours to license. When a page cites the IRS, the Social Security Administration, the Bureau of Labor Statistics, the Federal Reserve, ACLI, LIMRA or a state agency, that figure belongs to its publisher and you should cite them, with the data year. Our pages name the publisher on every such figure precisely so you can.
What is ours in those cases is the surrounding work: the compilation, the movement class, the denominator warnings, the confirmed-absent versus not-found split, and the corrections. Reuse that freely; attribute the underlying figure to whoever measured it.
Third-party logos, trade marks and any quoted statutory text are likewise outside this licence — statutes are not ours to license and generally need no licence at all.
How to attribute
A link to the page you used is enough. If you need a formal citation, use the format we put at the foot of every data page:
“[Page title],” Clear Money Guide, 2026, clearmoneyguide.com/[page-slug]/, citing [the underlying publisher, where the figure is theirs].
For a chart, the attribution is already drawn into the image; you do not need to add anything, though a link is welcome. For a printed handout, it is on the paper. For a dataset with a DOI, cite the DOI rather than the page — it will outlive the URL.
If you adapt something, say what you changed. That is a licence requirement and it is also just useful to your own readers.
There is no permission process, and that is deliberate
No form, no email wall, no registration, no embargo, and nobody to ask. A librarian planning Thursday’s session, a journalist on deadline and a benefits counsellor printing twenty copies should all be able to get on with it. If your organisation needs written permission on file, this page is that permission.
We also do not track reuse. There is no beacon on the printable guides and no download counter, so we genuinely do not know who is using them. We would rather be used than counted.
If something is wrong
Tell us and we will fix it and say that we did: [email protected], and corrections are published at our corrections page. If you have already republished something of ours that turns out to be wrong, we would rather hear from you than not — and we will say plainly on our own page that it was wrong, which is what makes your correction easier to explain.
Figures go stale on their own schedule. Our register records what makes each one move, so if you are reusing a number you can see when to re-check it.
Where the material is
Newsroom — paste-ready statistics with sources · Charts · Statistics and datasets · The figure register · Open data · Printable guides · Workshop modules · How we source and check things.