Our relationship with this product: none. We are not an affiliate of it, we earn nothing if you buy it, and there is no ask button anywhere on this page. We do have a commercial relationship with LawDepot, one of the five products in this category, which is why that statement belongs at the top of this page rather than in a footer — you should be able to see the incentive before you read the verdict.
Updated August 6, 2026. Quick answer: the most complete trust bundle here and the highest published price here, and those two facts are related. The trust plan is the product; the will plan is expensive for what it is. Two ordinary things are not published at all — the refund policy and what happens to your documents if the membership lapses.
What Trust & Will publishes
Read from Trust & Will’s own pricing page, August 6, 2026.
| Plan | Individual | Couple | What it includes |
|---|---|---|---|
| Will Plan | $199 one-time | $299 one-time | Last will & testament, HIPAA authorisation, living will, power of attorney |
| Trust Plan | $499 one-time | $599 one-time | Everything in the will plan plus a revocable living trust, schedule of assets, certification of trust and a trust funding guide |
An optional membership runs $49 a year and covers, in the company’s words, “AI-powered answers, a secure Digital Vault for important documents, and one free documents shipment per year”. Working directly with a licensed estate planning attorney is a +$299 add-on. The page also states that “Payment plans are available for both our Will Plan and Trust Plan”.
The honest cons, from Trust & Will’s own terms
“One-time” has a recurring companion. The plans are priced as one-time purchases and then a $49-a-year membership sits beside them holding the document vault. The pricing page does not say what you lose when you stop paying it, which is exactly the thing a buyer of a one-time product would want to know.
What happens to your documents if the membership lapses: not published. Refund policy: not published. Neither is a secret in this industry and neither appears on the pricing page. We are recording the absence rather than inventing an answer.
The attorney add-on is priced above a competitor’s entire top tier. $299 for attorney involvement is a real service, but it is worth comparing against products that include attorney access inside the package price. That comparison sits in the full roundup.
The will plan is the weak half. $199 for a will, HIPAA authorisation, living will and power of attorney is toward the top of this market for that document set. The trust plan is where the price starts buying something distinctive.
Does it handle your state
Trust & Will states that its plans are “legally-valid, state specific, and created to meet your specific needs”. It does not publish a list of states it cannot serve, so treat the claim as a claim: the execution rules are still yours to follow, and they are still what decides validity.
No will-making product can make a document valid if your state’s execution rules are not followed, and those rules vary more than people expect: witness counts differ, some states void a gift to a witnessing beneficiary, holographic wills are recognised in some states and not others, and a self-proving affidavit is mandatory in some places and merely convenient elsewhere. We publish those requirements with the statute cited for all 50 states and DC at will requirements by state, alongside POA execution rules and advance directive rules. Read your own row before you buy anything.
Who it is for, and who should buy something else
- Good fit: you want a revocable trust and you want the funding step taken seriously. The trust plan is the only bundle here that ships a funding guide alongside the schedule of assets and certification of trust — and funding is where DIY trusts die.
- Do the arithmetic first: $499 against a competitor tier that includes a trust for $149 is a wide gap. It is justified only if you will use the guidance. The will vs trust calculator tells you by state whether a trust saves you anything at all — run it before you spend either figure.
- Buy something else: you want a plain will at the lowest correct price. See what a will costs by route and the free options.
- Buy something else: blended family, disabled beneficiary, business interest, or property in two states — the case for a lawyer.
How we reviewed this, and what would change the verdict
Every price and term on this page was read from the product’s own published pages on August 6, 2026 and is quoted with its wording intact. Where the company does not publish something, this page says “not published” rather than filling the gap from a competitor’s review — copied pricing is why this category is untrustworthy.
What would change this verdict: a change to the published price or terms, a state execution rule the product handles incorrectly, or a documented pattern of the product failing to deliver what its own terms promise. What would not: whether we earn anything. See editorial policy, methodology and corrections — if a figure here goes stale, tell us and it gets fixed with the date shown.
All five products side by side: online will makers compared. The whole machine: estate planning.
All the numbers, kept current. This page uses 3 figures from our claims register — every figure we track is on one page, each with the year it applies to and a plain statement of what makes it move.