Kansas to Texas Retirement Taxes (2026): Every Tax That Changes

Updated July 26, 2026. Quick answer (2026): Moving from Kansas to Texas in retirement, you stop paying Kansas income tax on retirement withdrawals. Four separate taxes change when you move — state income tax on withdrawals, state estate tax, state inheritance tax, and what probate costs your heirs. Most comparisons only price the first one.

Kansas vs Texas: every tax that changes

Every cell is quoted from our statute-cited 51-jurisdiction dataset. Download the full dataset as CSV.

1. What changes on your annual tax bill

Kansas taxes retirement withdrawals: Public pensions exempt: KPERS, federal civil service, military, railroad retirement. Texas does not. On a $100,000 annual withdrawal, the Kansas bill is whatever its graduated, 2 brackets: 5.2% / 5.58% (top bracket starts at $23,000 single / $46,000 joint) schedule produces; in Texas it is $0. Social Security is treated as follows — Kansas: not taxed — fully exempt for all incomes beginning TY2024 (SB 1, 2024 special session, eliminated the old $75,000 AGI cliff) Texas: Not taxed (no state income tax).

2. What changes at death: state estate tax

Neither state levies an estate tax. Kansas: none Texas: none Only the federal estate tax applies.

3. What changes at death: state inheritance tax

Neither state levies an inheritance tax. Kansas: none Texas: none

4. The one nobody prices: what probate costs your heirs

Kansas uses a reasonable-fee fee model (‘Just and reasonable’ compensation for fiduciaries and attorneys (K.S.A. 59-1717); no percentage schedule.); Texas uses a hybrid model (Executor/administrator standard compensation is statutory (Tex. Estates Code §352.002): 5% commission on cash actually received plus 5% on cash actually paid out (excluding e.g. cash on hand/bank deposits at death and distributions to heirs), capped in aggregate at 5% of the gross fair market value of the estate subject to administration. Attorney fees are reasonable. Note: most Texas probates are independent administrations where compensation is often governed by the will. Verified.). Filing fees — Kansas: ~$173-$195 probate docket fee (Kansas Odyssey probate filing fee schedule, kscourts.gov); plus publication and misc. costs ~$100-$300 Texas: County clerk / statutory probate court fees vary by county; typically ~$250-$450 to file an application for probate. Representative range from county schedules, not verified against a single official statewide source.

Full detail: probate cost by state and small-estate limits by state.

Probate cost in each state, specifically

Kansas uses a “reasonable fee” standard with no schedule, and its small-estate route does not clear a solely owned house. Texas uses a hybrid standard — a statutory bound with reasonableness inside it, and its statute does not say whether that route reaches real property. The two states differ on that question, which is exactly the kind of thing a move changes. Full figures with the governing statute, the court filing fee and the small-estate threshold: Kansas probate cost and Texas probate cost.

Four taxes, two states, one order of operations

Everything above changes together: what Kansas stops taking on withdrawals, what Texas does not take at death, and what probate costs in each. The order you do things in — when you establish domicile, when you convert, when you retitle property — changes the total, and some of it cannot be undone afterwards. If a move is genuinely on the table, here is what to look for in an advisor who knows both Kansas and Texas. If you would rather price it yourself first, the two-state comparison tool is free and asks for no email.

Will Kansas still tax me after I move to Texas?

Not on your retirement withdrawals, once you genuinely change domicile — but that is a harder test than a change of address, and what you leave behind stays in reach.

• Domicile is a test, not a mailing address. A departing state can and does audit residency. Days present, voter registration, driver’s licence, where your doctors and advisers are, and where you keep what you value all count.
• A Roth conversion is taxed where you live in the year you convert. Sequencing a conversion after establishing the new domicile is often worth more than the annual saving — see how all 51 jurisdictions tax Roth conversions.

Full state detail

Every figure above is summarized. The complete statute-cited breakdown for each state: Kansas retirement taxes and Texas retirement taxes. To compare any other pair, start at the retirement tax relocation hub.

Widen the comparison

This page prices one corridor. To see every origin state moving to Texas, start there instead. For any pair not covered, the retirement tax comparison tool runs all 51 jurisdictions, and the probate cost calculator works out what settling the estate costs in each.

Talking this through

Relocation timing, Roth conversion sequencing and estate exposure interact, and the order you do them in changes the total. If you want a second opinion, understand what it should cost first — see our advisor cost guide.

Disclosure: the button above routes to an advertising partner and Clear Money Guide may earn a referral fee. See our Affiliate Disclosure.

Primary sources

• K.S.A. 79-32,117(c)
• 2024 Special Session SB 1 (KLRD summary)
• KDOR Individual Income FAQs
• Tex. Const. art. VIII, § 24-a
• K.S.A. 59-1717
• K.S.A. 59-1507b
• Tex. Estates Code §352.002
• Tex. Estates Code §205.001
• Tex. Estates Code ch. 257

Methodology: every figure is quoted from Clear Money Guide’s statute-cited 51-jurisdiction datasets, compiled from state statutes, session laws and revenue-department publications and adversarially verified in July 2026. Nothing here is personalized tax or legal advice. Confirm your own facts with a qualified adviser before you move.