Clear Money Guide
What this state guide covers
A quick view of the questions, practical details and source notes below.
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Updated August 3, 2026. Quick answer: Washington lets a small estate be settled with a sworn affidavit, usable 40 days after death, and it is presented straight to the bank or holder — no court filing. Real estate: no — personal property only.
The verdicts
| Instrument | a sworn affidavit |
|---|---|
| Wait after death | 40 days after death |
| Where it goes | presented straight to the bank or holder — no court filing |
| Notarised? | Not stated |
| Reaches real estate? | No — personal property only |
| Authority | RCW 11.62.010 |
What the statute actually says
“At any time after forty days from the date of a decedent’s death, any person who is indebted to or who has possession of any personal property belonging to the decedent or to the decedent and his or her surviving spouse or surviving domestic partner as a community, which debt or personal property is an asset which is subject to probate, shall pay such indebtedness or deliver such personal property, or so much of either as is claimed, to a person claiming to be a successor of the decedent upon receipt of proof of death and of an affidavit made by said person which meets the requirements of subsection (2) of this section.”
(RCW 11.62.010(1))
The dollar limit
$100,000 — disposition of personal property by affidavit where the probate estate subject to probate ≤$100,000 (RCW 11.62.010); 40-day wait; personal property only. Verified.
The form
We did not locate an official free state form. That does not mean none exists — many states publish forms through individual county or probate offices rather than a single statewide page, and several court websites blocked automated access entirely. Ask the probate court or register of wills in the county where the person lived before paying anyone for a form.
The waiting period is the part that voids transfers
Using the instrument before its waiting period has run is the most common way one of these fails. A bank can refuse it, and a transfer made on a defective affidavit can be unwound — with the person who signed it personally exposed, because these are sworn statements made under penalty of perjury. Wait the full period and count from the date of death.
What could not be verified
Statute text reviewed requires an affidavit but does not explicitly mandate notarization, so that field is left null rather than assumed. Official form URL not attempted/verified.
When this route is the wrong one
- The estate is over the limit. Full administration applies, and using the small-estate route anyway does not make it valid.
- There is real estate and this route does not reach it. A house needs the instrument that can actually transfer title.
- Someone disputes it. These procedures assume agreement; a contested estate belongs in front of a judge.
- Debts exceed assets. Paying the wrong creditor first can make you personally liable.
Related: how the process works, step by step · affidavit versus summary administration.
General information drawn from state statutes and official court materials, not legal advice. Probate and small-estate procedure is STATE law and differs in every state; thresholds, waiting periods and forms change, and every figure here is sourced and dated. Using the wrong instrument, or using one before its waiting period has run, can make a transfer ineffective and can expose the person who signs the affidavit to personal liability. We are not a law firm and we sell no forms.
Also on Washington: Washington advance directive requirements.
Related: whether Washington requires the executor to post a bond.