Clear Money Guide
What this state guide covers
A quick view of the questions, practical details and source notes below.
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Updated August 3, 2026. Quick answer: The power of attorney must be signed by the principal (or, in the principal’s conscious presence, by another individual directed to sign) and the signature must be acknowledged before a notary public or other individual authorized to take acknowledgments (§ 59-12-4); no attesting witnesses are required. This state publishes a free official form, linked below. A power of attorney here must say it is durable, or it ends at incapacity — which is the moment it was written for.
| Execution | The power of attorney must be signed by the principal (or, in the principal’s conscious presence, by another individual directed to sign) and the signature must be acknowledged before a notary public or other individual authorized to take acknowledgments (§ 59-12-4); no attesting witnesses are required. |
| Statutory form | Yes — S.D. Codified Laws § 59-12-41 |
| Durability | Must say it is durable |
| Who may not witness | none stated (no witnesses are required at all) |
| Agent must accept in writing | No |
| Statute | S.D. Codified Laws Chapter 59-12, ‘Uniform Power of Attorney Act’ (enacted by SL 2020, ch 214, effective July 1, 2020) |
What decides whether the document is valid
The power of attorney must be signed by the principal (or, in the principal’s conscious presence, by another individual directed to sign) and the signature must be acknowledged before a notary public or other individual authorized to take acknowledgments (§ 59-12-4); no attesting witnesses are required. Get this wrong and the document is not merely weak — it may be void, and you will find out at the moment somebody needs to use it.
Who may not witness: none stated (no witnesses are required at all). Where a state does bar particular people from witnessing, this is the condition that most often fails in practice, because the people in the room are usually the people with an interest.
The free official form
South Dakota publishes a form at no cost: the official South Dakota power of attorney form. For a straightforward appointment this is usually all you need, and there is no reason to pay for a copy of it.
If you choose a document service
Prepare a power of attorney
Review LawDepot’s financial power-of-attorney form alongside your state’s official forms and the alternatives in this guide.
If you need advice about your situation, compare the attorney route in this guide before choosing a document service.
The link goes to LawDepot, a paid legal-document service, not Clear Money Guide and not a law firm. LawDepot pays Clear Money Guide a commission if you buy a document there, at no extra cost to you. You are under no obligation to buy anything. We are not a law firm and this is not legal advice.
Review LawDepot’s power of attorneyOpens on LawDepot. Follow the signing instructions for your state.
How our partner relationships workDurability — the point most people get wrong
Here a power of attorney must state that it is durable. Without that language it ends exactly when incapacity begins — which is the situation it was almost certainly written for. This is the single most consequential drafting point in this state.
Why a springing power often fails when it is needed, and why durable is usually the better default.
If a bank refuses it
South Dakota addresses this by statute: Yes — S.D. Codified Laws § 59-12-19: a person must accept a South Dakota–compliant POA (or request a certification/translation/opinion of counsel) no later than 10 business days after presentation, and if such a request is made, must accept within 5 business days after receiving it; an additional/different POA form may not be demanded. Wrongful refusal (subject to listed exceptions) subjects the refuser to a court order mandating acceptance and liability for reasonable attorney’s fees and costs.
What the form does not solve
- Social Security will not accept it. No power of attorney works there — a representative-payee application is the only route.
- It has to be signed while capacity is intact. The day that closes, the alternative is a court.
- Name a successor agent. A document whose only named agent has died or declined does nothing — how to choose when there is no obvious person.
All 51 jurisdictions compared.
General information drawn from IRS, Medicare, HUD and state statute and regulation, not legal, tax or financial advice. Continuing-care law is state law and differs materially between states; every figure here is year-labelled and every source named. Powers of attorney, guardianship and trusts are governed by STATE law and differ materially between states. Execution requirements decide whether a document is VALID, so verify them against your own state’s current statute before signing anything. We are not a law firm and this is not legal advice.
Also on South Dakota: the South Dakota small estate affidavit.
Execution rules in other states: Michigan and Mississippi.
See How Much Does a Will Cost? (2026): DIY Platforms vs Attorney, In Dollars for more on this.