Clear Money Guide
Guide and tool overview
See the questions covered here, then open the interactive utility.
Inputs
Use the paycheck estimate in your contribution plan
What to do next
Paycheck Impact: Roth vs Pre-Tax 401(k)
Enter your pay, tax rates, and a contribution. We’ll show the change to take-home for Roth vs Pre-Tax, plus the true cost per $1,000 contributed and an equivalent contribution for the same take-home impact.
Inputs
Tax settings
Optional employer match (info-only)
We show a simple estimated annual match. It doesn’t affect the paycheck math.
Enter your numbers to see per-period and annual impacts…
Notes will appear here…
Use the paycheck estimate in your contribution plan
Use this to choose a contribution you can sustain. See a contribution plan in 401(k) Contribution Strategy and review long-run tradeoffs in Roth vs Traditional IRA.
What to do next
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