Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: Wealth Enhancement Group is less expensive at $500,000: $7,500 a year, versus $12,500 a year for Osaic, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | Osaic (annual fee) | Wealth Enhancement Group (annual fee) |
|---|---|---|
| $250,000 | $6,250 | $3,750 |
| $500,000 | $12,500 | $7,500 |
| $1,000,000 | $25,000 | $12,500 |
| $2,000,000 | $50,000 | $25,000 |
Osaic discloses a maximum, individually negotiated rate of 2.5% (Osaic Advisory Services, LLC (d/b/a Osaic Advisors) Form ADV Part 2A Brochure, Current as of August 31, 2026); Wealth Enhancement Group discloses a tiered schedule starting at 1.50% (Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure, March 2026).
What the fee includes, in each firm’s own words
Osaic (Osaic Advisory Services, LLC (d/b/a Osaic Advisors) Form ADV Part 2A Brochure, Current as of August 31, 2026): “The Ally Account has no minimum account size and advisory fees are negotiable. Advisory fees are billed monthly or quarterly and you have the option of choosing the billing methodology (flat, linear, or tiered); these elections are made on your advisory agreement. Advisory fees are negotiable, but the maximum annual fee allowed, regardless of account size, is 2.50%.”
Checked both Osaic Wealth, Inc. (CRD 23131, the broker-dealer-affiliated entity) and Osaic Advisory Services, LLC (CRD 171070, the corporate RIA sub-brand ‘Osaic Advisors’). Osaic Wealth’s Part 2A repeatedly states each Advisory Representative negotiates his/her own client fee schedule with no firm-wide cap disclosed for its general asset-management programs (only narrow caps for a retirement-plan consulting product and an annuity sub-fee, neither a general AUM schedule). Osaic Advisory Services’ Part 2A does disclose a firm-wide ceiling for its flagship Ally Account and repeats an identical 2.50% maximum for its Counsel and Partner wrap programs (Part 2A Appendix 1 brochures, brochureVersionIDs 1056419 and 1056418, also downloaded to sources/osaic/), so that entity/rate is used. No breakpoint table by account size is disclosed – 2.50% is a flat ceiling applied at any balance, individually negotiable downward. dollar_at values are simply balance x 2.50%: $6,250 / $12,500 / $25,000 / $50,000. This is honestly a ceiling, not a graduated schedule.
Wealth Enhancement Group (Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure, March 2026): “For clients with flat fee schedules, the sample charges are below, actual fees may be higher or lower: Sample Flat-Rate Based Fees Portfolio Size Annual % $999,999 or less 1.50% $1,000,000–$2,000,000 1.25% Over $2,000,000 1.00% … Based upon the sample schedule above, the annual fee examples are listed below: A client with $500,000 would be charged 1.50% annually, billed monthly or quarterly. A client with $1,500,000 would be charged 1.25% annually, billed monthly or quarterly. A client with $2,500,000 would be charged 1.00% annually, billed monthly or quarterly.”
This is WEAS’s own disclosed ‘Sample Flat-Rate Based Fees’ table (explicitly labeled a sample – actual advisory fees are individually negotiated per client by the WEAS financial advisor, capped firm-wide at a stated maximum of 2% per year). It is a whole-balance (breakpoint) schedule, not marginal: the single rate for the bracket the account falls into applies to the entire balance. $250,000 and $500,000 both fall in the ‘$999,999 or less’ bracket -> x1.50% ($3,750 and $7,500 – the $500,000 figure is confirmed verbatim by the document’s own worked example). $1,000,000 falls at the bottom of the ‘$1,000,000-$2,000,000’ bracket -> x1.25% = $12,500. $2,000,000 is treated as the inclusive top of the same bracket (the ‘Over $2,000,000’ bracket read as strictly greater than $2,000,000) -> x1.25% = $25,000.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Osaic runs $12,500 a year and Wealth Enhancement Group runs $7,500 a year: a difference of $5,000 a year at that balance.
Want the full breakdown for either firm on its own? Read the Osaic fee page or the Wealth Enhancement Group fee page for the complete tier table and source citations.
Thinking about leaving one of these firms instead of pricing what you would pay to stay? See what it costs to leave Osaic, or read the general mechanics of switching financial advisors.
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- Osaic Advisory Services, LLC (d/b/a Osaic Advisors) Form ADV Part 2A Brochure (Current as of August 31, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056417
- SEC Investment Adviser Public Disclosure, Osaic Advisory Services, LLC d/b/a Osaic Advisors (CRD #171070): https://adviserinfo.sec.gov/firm/summary/171070
- Wealth Enhancement Advisory Services, LLC Form ADV Part 2A Disclosure Brochure (March 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027605
- SEC Investment Adviser Public Disclosure, Wealth Enhancement Advisory Services, LLC (CRD #116407): https://adviserinfo.sec.gov/firm/summary/116407
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Osaic and Wealth Enhancement Group from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.