Updated September 5, 2026. Quick answer: North Dakota’s Medicaid home equity limit for a single nursing-home applicant is $752,000 as of 2026. North Dakota’s own manual states this figure directly but does not call it a ‘minimum’ or ‘maximum’; this session confirms it matches the lower end of the federal range under 42 U.S.C. Section 1396p(f), roughly $378,000 below the $1,130,000 ceiling some other states elect. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What North Dakota’s own document says
North Dakota’s rule states the exemption reaches a son or daughter of any age who is blind or disabled, matching the federal floor language exactly.
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How our partner relationships workWhy this is the lower federal figure, not the higher one
North Dakota’s manual states the dollar figure and its effective date, but never uses the words ‘minimum’ or ‘maximum.’ The number, $752,000 effective in 2026, matches the low end of the federal range under 42 U.S.C. Section 1396p(f), not the $1,130,000 ceiling some other states elect. This session classifies that as the federal minimum because it equals the federal 2026 minimum of $752,000 in the CMS bulletin of April 27, 2026, not because the state’s document says so directly.
| Citation | North Dakota Department of Health and Human Services, Non-ACA Medicaid Policy Manual, Section 510-05-70-27, ‘Home Equity Limit’ (N.D.A.C. Section 75-02-02.1-27) |
| What it says | “Applicants or recipients who apply for Medicaid coverage on or after January 1, 2026 are not eligible for coverage of nursing care services (which include HCBS) if the individual’s equity interest in the individual’s home exceeds $752,000 ($730,000 in 2025).” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see the Medicaid estate recovery by state table, which gives North Dakota’s row for what the state can reach and the authority for it. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Figures verified against the North Dakota Non-ACA Medicaid Policy Manual section 510-05-70-27 (N.D.A.C. 75-02-02.1-27, revised 1/1/2026, manual effective April 1, 2026) and the CMS Informational Bulletin of April 27, 2026 on September 30, 2026.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.