Updated September 24, 2026. Quick answer: Nebraska’s Medicaid home equity limit for a single nursing-home applicant is $752,000, effective January 1, 2026, stated directly in a Nebraska DHHS guidance document that tabulates the limit year by year back to 2013. The figure matches the federal minimum, as it has every year on record for Nebraska.
What Nebraska’s own guidance document says
Nebraska DHHS’s “Medicaid Burial Trust and Home Equity Resource Limits” guidance document lists the home equity limit for each year from 2013 through 2026 (the provision applies to applications from January 1, 2006 on), and the 2026 row reads $752,000, effective January 1, 2026 — read directly, not inferred.
Why Nebraska uses the lower figure
Nebraska has tracked the federal minimum in every year this document lists, rather than electing a higher state-specific ceiling. A Nebraska nursing-home Medicaid applicant’s home is protected as long as their equity stake stays under $752,000, unless a spouse, minor child, or disabled child is living there, in which case the limit does not apply at all.
| 2026 federal minimum | $752,000 |
| 2026 federal maximum | $1,130,000 |
| Nebraska’s 2026 home equity limit | $752,000 |
| State citation | Nebraska Department of Health and Human Services, Guidance Document, “Medicaid Burial Trust and Home Equity Resource Limits” |
| What it says | “For those who apply January 1, 2006, or later, the home equity value provision applies to the initial determination and redeterminations for long-term care services. Home Equity Limits Effective Date $752,000 January 1, 2026 $730,000 January 1, 2025 $713,000 January 1, 2024” |
| Federal statute | 42 U.S.C. § 1396p(f)(1)(C) (the federal statute setting the home equity minimum/maximum range and its annual CPI-U adjustment) |
Want help with Medicaid planning?
Ask an adviser how this rule fits your family’s plan for long-term care costs.
The matching service is free to you and there is no obligation to hire anyone. Submitting the form does not guarantee an adviser or a match.
Before you start, what actually happens. The form is run by Kapitalwise, our advisor-matching partner. It requests contact details and phone verification by text.
Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you hire anyone. Nothing loads and nothing reaches Kapitalwise until you press the button.
Compare fees, scope, conflicts, credentials, and fiduciary duty. This matching form is not tax or legal advice.
The Kapitalwise form opens here. You stay on this page.
Figures verified against the Nebraska DHHS guidance document Medicaid Burial Trust and Home Equity Resource Limits, the CMS Informational Bulletin on the 2026 SSI and Spousal Impoverishment Standards (April 27, 2026), and 42 U.S.C. 1396p(f) on September 30, 2026; Nebraska limits before 2024 were not compared with the federal minimums.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.