Updated September 24, 2026. Quick answer: Missouri’s Medicaid home equity limit for a single nursing-home applicant is $752,000, effective January 1, 2026, stated directly in the Missouri Department of Social Services’ own current eligibility-standards appendix. Missouri sets its limit at the federal minimum, and the figure applies to nursing-facility care, home and community-based services, and PACE alike.
What Missouri’s own manual says
The MO HealthNet for the Aged, Blind, and Disabled Manual’s Appendix J lists “Maximum home equity” for Vendor (nursing-facility), Home and Community Based, or PACE eligibility at $752,000, with an explicit effective date of January 1, 2026 — the current 2026 federal minimum, read directly rather than inferred.
Why Missouri uses the lower figure
Missouri has consistently tracked the federal floor rather than electing a higher state-specific ceiling. The limit only applies when there is no spouse, or minor or disabled child, living in the home; when one does, the equity limit does not apply at all, regardless of the home’s value.
| 2026 federal minimum | $752,000 |
| 2026 federal maximum | $1,130,000 |
| Missouri’s 2026 home equity limit | $752,000 |
| State citation | Missouri Department of Social Services, MO HealthNet for the Aged, Blind, and Disabled (MHABD) Manual, Appendix J, “Eligibility Standards for Non-MAGI Programs” |
| What it says | “Maximum home equity – For Vendor, HCB, or PACE Asset Maximum Effective Date $ 752,000 01-01-26” |
| Federal statute | 42 U.S.C. § 1396p(f)(1)(C) (the federal statute setting the home equity minimum/maximum range and its annual CPI-U adjustment) |
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Figures verified against the MO HealthNet for the Aged, Blind, and Disabled Manual Appendix J (10/2026), the CMS Informational Bulletin on the 2026 SSI and Spousal Impoverishment Standards (April 27, 2026), and 42 U.S.C. 1396p(f) on September 30, 2026; Missouri’s prior-year limits and the spouse and child exception as applied by Missouri were not re-checked.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.