Updated September 5, 2026. Quick answer: Mississippi’s Medicaid home equity limit for a single nursing-home applicant is $752,000 as of 2026. Mississippi’s own manual states this figure directly but does not call it a ‘minimum’ or ‘maximum’; this session confirms it matches the lower end of the federal range under 42 U.S.C. Section 1396p(f), roughly $378,000 below the $1,130,000 ceiling some other states elect. Above that figure, you are not eligible for nursing-home Medicaid unless a spouse, minor child, or disabled child of any age lives in the home.
What Mississippi’s own document says
Mississippi’s separate Eligibility Policy and Procedures Manual, Chapter 500, imposes the same rule but defers the number itself to this nursing-home-specific guide.
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How our partner relationships workWhy this is the lower federal figure, not the higher one
Mississippi’s manual states the dollar figure and its effective date, but never uses the words ‘minimum’ or ‘maximum.’ The number, $752,000 effective in 2026, matches the low end of the federal range under 42 U.S.C. Section 1396p(f), not the $1,130,000 ceiling some other states elect. This session classifies that as the federal minimum because it equals the 2026 federal minimum of $752,000 stated in the CMS Informational Bulletin of December 9, 2025, not because the state’s document says so directly.
| Citation | Mississippi Division of Medicaid, ‘Medicaid Eligibility for the Aged, Blind and Disabled Residing in a Nursing Facility or Participating in a HCBS Waiver Program,’ revised January 1, 2026 |
| What it says | “Home property – one home may be excluded unless the equity value exceeds $752,000.” |
This page covers whether the home counts as a resource while you are alive and applying. What happens to the same house after death is a separate question: see Mississippi’s Medicaid estate recovery rules. And if a spouse, or a minor or disabled child, still lives in the home, the equity limit on this page does not apply at all: see what the law protects for a spouse who stays at home.
Figures verified against the Mississippi Division of Medicaid nursing-facility eligibility guide (revised January 2026), 42 U.S.C. 1396p(f), and the CMS Informational Bulletins of December 9, 2025 and April 27, 2026 on September 30, 2026; the Eligibility Policy and Procedures Manual, Chapter 500 was not re-checked.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.