Updated September 24, 2026. Quick answer: The District of Columbia’s Medicaid home equity limit for a single nursing-home applicant is $1,130,000 for 2026. DC’s own regulation ties its home-equity exclusion explicitly to “the maximum home equity limit set annually by CMS,” the top of the federal range rather than the floor, and the current 2026 federal maximum is $1,130,000.
What DC’s own regulation says
29 DCMR Section 9802.5(a)(1) states directly that a home’s equity is excluded from the resource test only up to “the maximum home equity limit set annually by” CMS, and Section 9899 defines that term as “the amount established annually by CMS.” That is an explicit election of the higher federal figure, not the lower floor.
Why this is the 2026 federal maximum
Because DC’s own rule names the federal maximum by definition rather than setting an independent number, its 2026 figure is whatever CMS currently publishes as that maximum: $1,130,000, the same figure Connecticut, Massachusetts, and New Jersey independently confirm this year. A DC Health Care Finance stakeholder notice confirms there were no changes to long-term-care financial eligibility rules for 2026.
| 2026 federal minimum | $752,000 |
| 2026 federal maximum | $1,130,000 |
| District of Columbia’s 2026 home equity limit | $1,130,000 |
| State citation | DC Department of Health Care Finance, 29 DCMR Section 9802.5(a)(1) and Section 9899, “Financial Eligibility for Long Term Care Services and Supports” |
| What it says | “The home equity interest does not exceed the maximum home equity limit set annually by the U.S. Department of Health and Human Services, Centers for Medicare and Medicaid Services (CMS)… Maximum Home Equity Limit: The amount established annually by CMS which limits the home equity interest an individual may have in his or her personal home, and still be eligible for LTCSS.” |
| Federal statute | 42 U.S.C. § 1396p(f)(1)(C) (the federal statute setting the home equity minimum/maximum range and its annual CPI-U adjustment) |
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Figures verified against 29 DCMR 9802.5 and 9899, the CMS Informational Bulletin on the 2026 SSI and Spousal Impoverishment Standards (April 27, 2026), and 42 U.S.C. 1396p(f); the DC Health Care Finance stakeholder notice and the Connecticut, Massachusetts and New Jersey comparison were not re-checked on September 30, 2026.
Every citation on this page was read directly from the state’s own Medicaid agency, administrative code, or official eligibility manual this session. General information, not legal or financial advice; a figure this specific can change with a budget cycle or a federal inflation adjustment, and a county or state caseworker has the final say on any individual application.