Updated September 6, 2026. Quick answer: No. Vermont does not currently have an operative federal Long-Term Care Partnership Program, based on 33 V.S.A. Section 1908a, Vermont Partnership for Long-Term Care.
Why there is no Partnership protection to buy in Vermont
Vermont’s own law does not currently give a Partnership-qualified policy any Medicaid asset-protection effect. 33 V.S.A. Section 1908a, Vermont Partnership for Long-Term Care is the relevant provision. Its own text reads: “The Program shall provide Medicaid extended coverage to an individual receiving long-term care services if there is federal participation for such coverage” Vermont’s statutory design is a total-asset-style extended-coverage model contingent on exhausting a 3-year precertified policy, and the statute itself conditions operation on federal participation for such coverage, not self-executing. Independent secondary sources report Vermont has never filed the required Medicaid state plan amendment with CMS.
What this means if you already own an out-of-state policy
Because Vermont has no operative Partnership Program of its own, a policy bought elsewhere does not automatically earn Medicaid asset protection inside Vermont on the strength of Vermont’s own law alone; whether the state you are moving FROM extends reciprocity to non-Partnership states is a question for that state’s own Medicaid agency, not Vermont’s.
What a policy purchase in this state does not buy
Vermont’s statute describes a benefit tied to holding a precertified policy that covers 3 years of long-term care services, not the simpler dollar-for-dollar model most other states use; per the statute’s own conditional wording, none of it takes effect without federal participation that has not been confirmed here.
Estate recovery, not just eligibility
Without an operative Partnership Program, Vermont has no Partnership-specific carve-out from ordinary Medicaid estate recovery rules. See how estate recovery itself works in Vermont for the rules that do apply.
| Federal Partnership framework itself | 20 years old (in place since February 8, 2006) |
| Federal inflation-protection buyer-age brackets | compound protection required under age 61; some protection required age 61 to age 76 |
| State citation | 33 V.S.A. Section 1908a, Vermont Partnership for Long-Term Care |
| Federal authority | 42 U.S.C. § 1396p(b), Deficit Reduction Act of 2005 |
| Participates | No |
| Confidence | High |
For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.
Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.