Updated September 6, 2026. Quick answer: No. Hawaii does not currently have an operative federal Long-Term Care Partnership Program, based on Haw. Rev. Stat. Section 431:10H-106.5, which conditions producer-training requirements on the enactment by the State of legislation establishing the long-term care partnership program.
Why there is no Partnership protection to buy in Hawaii
Hawaii’s own law does not currently give a Partnership-qualified policy any Medicaid asset-protection effect. Haw. Rev. Stat. Section 431:10H-106.5, which conditions producer-training requirements on the enactment by the State of legislation establishing the long-term care partnership program is the relevant provision. The quoted bill (H.B. 1689, 2012) never took effect (effective date pushed to 2050 in the Senate draft, a legislative kill mechanism); Haw. Rev. Stat. Section 431:10H-106.5’s own conditional language (‘by the enactment by the State of legislation establishing the long-term care partnership program’) confirms enactment has not occurred as of the current codified statute. This session’s own archived copy of the 2012 bill (capitol.hawaii.gov) does not contain this exact sentence in the section retrieved; it traces to a different bill section not independently re-confirmed this session, so no verbatim quote is republished here. The statute citation and non-operative conclusion are unaffected.
What this means if you already own an out-of-state policy
Because Hawaii has no operative Partnership Program of its own, a policy bought elsewhere does not automatically earn Medicaid asset protection inside Hawaii on the strength of Hawaii’s own law alone; whether the state you are moving FROM extends reciprocity to non-Partnership states is a question for that state’s own Medicaid agency, not Hawaii’s.
What a policy purchase in this state does not buy
Because there is no operative program, there is no policy-vintage question to answer in Hawaii: no policy issued at any date earns Partnership-specific Medicaid asset protection under Hawaii’s own law as read this session.
Estate recovery, not just eligibility
Without an operative Partnership Program, Hawaii has no Partnership-specific carve-out from ordinary Medicaid estate recovery rules. See how estate recovery itself works in Hawaii for the rules that do apply.
A note on sourcing: The quoted bill (H.B. 1689, 2012) never took effect (effective date pushed to 2050 in the Senate draft, a legislative kill mechanism); Haw. Rev. Stat. Section 431:10H-106.5’s own conditional language (‘by the enactment by the State of legislation establishing the long-term care partnership program’) confirms enactment has not occurred as of the current codified statute. This session’s own archived copy of the 2012 bill (capitol.hawaii.gov) does not contain this exact sentence in the section retrieved; it traces to a different bill section not independently re-confirmed this session, so no verbatim quote is republished here. The statute citation and non-operative conclusion are unaffected.
| Federal Partnership framework itself | 20 years old (in place since February 8, 2006) |
| Federal inflation-protection buyer-age brackets | compound protection required under age 61; some protection required age 61 to age 76 |
| Hawaii’s own (dormant) statute (since 2012) | 14 years old |
| State citation | Haw. Rev. Stat. Section 431:10H-106.5, which conditions producer-training requirements on the enactment by the State of legislation establishing the long-term care partnership program |
| Federal authority | 42 U.S.C. § 1396p(b), Deficit Reduction Act of 2005 |
| Participates | No |
| Confidence | Medium |
For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.
Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.