Updated September 6, 2026. Quick answer: Yes. Connecticut participates in the federal Long-Term Care Partnership Program, using a dollar-for-dollar asset-protection model, under Connecticut Partnership for Long-Term Care, Office of Policy and Management consumer FAQ.
How the asset protection works
Connecticut uses a dollar-for-dollar asset-protection model: an amount of Medicaid-countable assets equal to what a qualified Partnership policy actually paid out is protected (disregarded) both when applying for Medicaid and later in Medicaid estate recovery. Connecticut Partnership for Long-Term Care, Office of Policy and Management consumer FAQ is the governing citation. In the state’s own words: “Connecticut was the first state to implement a Partnership. Since 1992, when the Partnership was first launched, New York, Indiana and California have developed similar Partnership programs.”
What the state itself says about moving
Connecticut’s own program materials address this directly, describing it this way: Connecticut Partnership policyholders who relocate to another state may be eligible to receive dollar-for-dollar Medicaid Asset Protection just as they would when they apply to Connecticut’s Medicaid program, provided the policyholder qualifies under the other state’s Medicaid program and Connecticut has a reciprocal agreement with that state.
Which policies qualify
Connecticut’s own materials tie the program to policies issued on or after 1992 (or the date its state plan amendment took effect that year). A long-term care policy bought before that cutoff is not automatically Partnership-qualified in Connecticut even if it otherwise looks similar; the policy’s own rider or outline of coverage should say “Partnership” or “Qualified State Long-Term Care Insurance Partnership” explicitly.
Estate recovery, not just eligibility
The federal rule requires the same protected amount to be disregarded twice: once when Connecticut decides Medicaid eligibility, and again later if Connecticut pursues Medicaid estate recovery against the person’s estate. A Partnership-qualified policy is doing two jobs, not one; see how estate recovery itself works in Connecticut.
| Federal Partnership framework itself | 20 years old (in place since February 8, 2006) |
| Federal inflation-protection buyer-age brackets | compound protection required under age 61; some protection required age 61 to age 76 |
| Connecticut’s own cutoff (since 1992) | 34 years old |
| This state’s core mechanism | protects $1 of assets for every $1 the policy pays out |
| State citation | Connecticut Partnership for Long-Term Care, Office of Policy and Management consumer FAQ |
| Federal authority | 42 U.S.C. § 1396p(b), Deficit Reduction Act of 2005 |
| Participates | Yes |
| Confidence | High |
For the federal rules behind this state page, see how Partnership reciprocity works when you move states and why inflation protection is a condition of staying Partnership-qualified.
Every citation on this page was read directly from the state’s own Insurance Department, Medicaid agency, statute, or administrative code this session (or, where that site could not be reached, from an independently cross-checked legal-database mirror of the same codified text, disclosed below). General information, not insurance, legal, or tax advice on any specific policy or application; program rules and reciprocity agreements can change, and your state’s Insurance Department or Medicaid agency has the final say.