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Updated September 28, 2026. Quick answer: It depends which hat WesBanco Securities is wearing. As your investment adviser, WesBanco Securities owes you a fiduciary duty under the Investment Advisers Act of 1940. As your broker-dealer, WesBanco Securities owes you Regulation Best Interest, a real and enforceable standard, but not a fiduciary duty. WesBanco Securities’ own Form CRS states: “When we provide you with a recommendation as your broker-dealer or act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.”
How it’s registered
From Form CRS, Customer Relationship Summary, WesBanco Securities (March 31, 2021): “WesBanco Securities, Inc., corporation, is a licensed broker-dealer and a SEC registered investment adviser and is a member of Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).”
The standard of conduct, in its own words
“When we provide you with a recommendation as your broker-dealer or act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.”
On commissions: “Financial professionals make money based on the product sold. For Brokerage services, their compensation is based on transactional charges for the assets purchased by you which is a commission.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your broker-dealer | SEC-registered broker-dealer | Regulation Best Interest (not a fiduciary duty) | Yes | Form CRS, Customer Relationship Summary, WesBanco Securities, March 31, 2021 |
| As your investment adviser | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: $7,500 a year, 1.50% on a $500,000 account) | Form CRS, Customer Relationship Summary, WesBanco Securities, March 31, 2021 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. WesBanco Securities discloses a published fee that runs $7,500 a year on a $500,000 account; see the full dollar breakdown from WesBanco Securities’ own fee disclosure before deciding whether the standard of conduct here changes your answer.
If the answer above changes your mind about staying, see what it costs to leave WesBanco Securities, or read the general mechanics of switching financial advisors.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, WesBanco Securities (March 31, 2021): https://reports.adviserinfo.sec.gov/crs/crs_43276.pdf
- SEC Investment Adviser Public Disclosure, WesBanco Securities (CRD #43276): https://adviserinfo.sec.gov/firm/summary/43276
- WesBanco Securities, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/43276/PDF/43276.pdf
Methodology. This page was built September 28, 2026, quoting directly from WesBanco Securities’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.